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Keep More of What You Earn

SAFE CU Members Save $1 Million By Shopping


Sacramento, Calif. January 8, 2010 - Can saving be as carefree as shopping? Absolutely! At least, members of North Highlands, CA-based SAFE Credit Union are enjoying a free and easy way to set aside more savings. Through Perfect Cents Savings®, SAFE members collectively saved more than one million dollars in 2009.

SAFE’s Perfect Cent Savings program is a free service which automatically rounds up the amount of a member’s purchase using their SAFE Visa® Debit Card, and deposits the excess in the savings product of their choice. Between the gas station, the coffee shop, and other everyday purchases, the spare change adds up quickly. And, when deposited into an Add-On Certificate, Savings, Money Market, or Holiday Club Account, the dividends help build savings even more. Perfect Cents makes perfect sense to SAFE members: more than 11,507 of them take advantage of the free program. SAFE launched Perfect Cents Savings in May 2007, and it has quickly become a popular savings solution for its membership. In the month of November 2008, SAFE members saved $45,973, compared to $117,794 this past November.

“In this challenging economy, we’re all looking for new ways to save,” said SAFE Vice President Paul Hersek.  “Our members really embraced this program and we saw progressively higher savings using Perfect Cents Savings every month last year.”

SAFE currently offers a suite of user-friendly money-saving innovations to its membership, including free Online Banking featuring FinanceWorksTM, You-Name-It Savings Accounts, and fee-free Individual Retirement Accounts. Perfect Cents Savings continues to deliver on SAFE’s mission to help members keep more of what they earn.

Established in 1940, SAFE Credit Union maintains assets in excess of $1.6 billion and serves more than 150,000 members through 21 branches in Greater Sacramento. SAFE is federally insured by the National Credit Union Administration (NCUA), a U.S. Government Agency.