Personal Events and Webinars

Understanding, Building and Maintaining Good Credit

January 26, 2021
10:00 a.m. - 10:30 a.m.
20-minute webinar followed
by a 10-minute Q&A session
Brought to you by our SAFE Financial Educator:
  • GinaRichardson_speaker
Gina Richardson
Financial Education Specialist, SAFE Credit Union

Your credit score is one of the most critical components of your overall financial wellness. Lenders use it to determine whether you can receive certain loans and the rates you’ll pay on credit card accounts. Insurance companies use it to determine your rates. And it can even be used by employers to decide whether you are eligible for certain jobs. Now, more than ever, having a good credit score is essential in order to take advantage of financial solutions that may provide relief during times of uncertainty. 

Learn how your credit rating is determined and what steps you can take to build and maintain good credit. Topics include:

  • the importance of credit
  • where to obtain your free credit report
  • five things that affect your credit rating
  • steps to take to rebuild or repair your credit if necessary
  • how to build, improve, and maintain your good credit rating



Gina Reneé Richardson is a Certified Financial Educator and change agent who uses her life experiences and high-energy, approachable style to teach leadership and organizational skills that prepare her students to achieve financial stability and success. Gina leads financial-wellness workshops at many of Sacramento’s top companies and organizations.


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