Optimize the equity in your home with a SAFE Equity Line of Credit featuring low rates and great service! 
Compare your SAFE Line of Credit options below.

   
  Home Equity
Line of Credit
Member's Choice
Recommended for Members who Want the convenience of a Line of Credit with the best interest rate. Want the flexibility of a Line of Credit with the benefits of converting to fixed rate.
Minimum Amount to Open
$10,000
$10,000
Introductory Rate
Yes
Yes
Annual Percentage Rate 
Variable
Variable
Fix a Portion of the Line Not Available No fee to lock in a rate and term!
Closing Costs Waived1 Waived1
Appraisal Fee Fee of up to $400 may apply  Fee of up to $400 may apply 
Financing Up to 75% of the home's value Up to 75% of the home's value
Tax Benefits
Check with your tax advisor.
Check with your tax advisor.

 

1 If line closed within 3 years, closing costs waived will be owed. $50 annual fee waived for first year with a $7,000 draw.  

 

To apply for a Home Equity Line of Credit, visit any SAFE location or call us at (916) 979-7233 or (800) 733-7233.

If you aren't already a member of SAFE, join now at https://www.safecu.org
and experience the many benefits of membership!