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First-Time Buyer Programs

Qualify for your first home today!

Take advantage of the combination of unique local market opportunities, historic low rates, and financing through SAFE's helpful first-time buyer programs.

SAFE offers a variety of programs to make it easier and more affordable for first-time buyers to enjoy the benefits of ownership.

SAFE FHA Home Loans - Make the move sooner with flexible FHA qualifying:

  • Friendly financing and the security of a low, fixed rate
  • A down payment as low as 3.5%1 to get you moving sooner
  • Monthly payments that may be less than your current lease
  • Common-sense local processing and underwriting

SAFE95 Home Loans - Make the move more affordable with a low down payment:

  • Friendly financing and the security of a low, fixed rate
  • Flexible qualifying designed to help first-time buyers
  • A low down payment of only 5%2
  • Funds for down payment can come from a wide range of sources
  • For single-family units, eligible condos, and planned unit developments


 

Your first home may be more affordable than you imagined!

  • To schedule a free consultation, contact a SAFE Mortgage Officer today. Our professional experts will provide exceptional service, helping you choose the right program for your financial needs and navigate the path to home ownership.

Apply Now


 
 

Loan funding commitment subject to terms and conditions. For loan options, rates, and disclosures, click here.

1 Payment on a $100,000 loan at 4.682% Annual Percentage Rate (APR) for 360 months is $506.69. Payment does not include taxes and insurance premiums. Actual payment obligation will be greater. Financing up to 96.5% available. APR accurate as of 09/30/2013. Rates may vary and are based on credit history, term, and amount financed. Rates, terms, and conditions subject to change. Income restrictions and additional conditions apply. 2 Payment on a $100,000 loan at 4.622% Annual Percentage Rate (APR) for 360 months is $499.29. Payment does not include taxes and insurance premiums. Actual payment obligation will be greater. Financing up to 95% available. APR accurate as of 09/30/2013. Rates may vary and are based on credit history, term, and amount financed. Rates, terms, and conditions subject to change. Income restrictions and additional conditions apply.
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