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With the Smart Option Student Loan® from Sallie Mae®, you can design a loan that works for you!

The Smart Option Student Loan® features easy repayment options, flexible terms, and is an ideal solution to help you pay for college expenses not covered by grants, scholarships, or federal or state student loans.

Enjoy competitive interest rates and benefits like:

  • No origination fees or prepayment penalty
  • Multiple in-school repayment options
  • 24/7 online account management
  • Up to 100% of your school-certified cost of attendance
  • Rewards and interest rate reduction benefits

Pay for college the smart way with the Smart Option Student Loan!

Existing SAFE Student Loans

For questions or service related to an existing Federal Family Educational Loan secured through SAFE, contact our chosen servicer, Great Lakes Higher Education Corporation & Affiliates at (800) 236-4300 or visit .

Federal Student Aid
Federal Student Aid is available through the US Department of Education Direct Loans Program. To learn more about this option, visit .

Private Student Loans
Private student loans should be considered only after exhausting Federal Student Aid.

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