Rates accurate as of April 1, 2014
and subject to change
SAFE Credit Union Online Savings Rate Sheet
SAFE Credit Union Online Savings Rate Sheet
Certificates
Term in Months Dividend Rate APY Additional Information
3 0.20% 0.20% Certificates require initial deposit of $500. Dividends paid monthly. Certificate penalties for early withdrawal may apply. Upon maturity, online certificate special will renew at non-promotional dividend rate in effect at time of maturity based on term and renewal balance.
6 0.25% 0.25%
12 0.35% 0.35%
24 0.45% 0.45%
36 0.65% 0.65%
48 0.95% 0.95%
60 1.25% 1.26%
Other Certificates
Product Minimum Initial Deposit Term Dividend Rate APY Additional Information
Add-On1,2 $25 12 Months 0.30% 0.30% 1 Dividends paid monthly.
2 Variable rate changes monthly. Deposits accepted at any time. One penalty-free withdrawal up to 50% of balance.
3 If a higher Bump-Up rate becomes available, you may request to change the rate once during term. New rate will be applied for remaining term. Penalty-free automatic transfers to a SAFE account allowed on the 1st of each month, providing the transfers will not deplete the certificate prior to maturity.
Bump-Up
Advantage
1,3
$500 12 Months 0.35% 0.35%
$500 24 Months 0.45% 0.45%
Savings Accounts
Product Minimum Initial Deposit Minimum Balance Dividend
Rate
APY Additional Information
Share Savings
Special Share

$5

under $10,000 .10% .10% Dividends paid monthly.
Variable rate changes monthly.
See reverse for additional tiers.
$10,000 & over .10% .10%
Holiday Club $20 $20 .10% .10% Dividends paid annually.
Rate may change annually.
Term: October 1 - September 30
Penalties for early withdrawal may apply.
 
Money Market Accounts
Product Minimum Initial Deposit Minimum Balance Dividend Rate APY Additional Information

Money Market

$25 under $2,000 .05% .05% Dividends paid monthly.
Variable rate changes monthly.
$2,000 - $9,999.99 .10% .10%
$10,000 - $24,999.99 .15% .15%
$25,000 - $49,999.99 .20% .20%
$50,000 - $99,999.99 .25% .25%
$100,000 & over .30% .30%

Capitol Access
Money Market

$25 under $50,000 .05% .05%
$50,000 - $99,999.99 .25% .25%
$100,000 - $199,999.99 .30% .30%
$200,000 - $499,999.99 .35% .35%
$500,000 & over .40% .40%
Checking Accounts
Product Minimum Initial Deposit Minimum Balance Dividend Rate APY Additional Information
SAFE Online
Checking
1,2,4
$25 first $1,0003 .50% .50% 1 Dividends paid monthly.
2 Must be opened online. To receive dividends, account must meet two monthly requirements: active enrollment in eStatements with valid email address and minimum of 5 point-of-sale debit card transactions must clear account.
3 Dividend rate will be paid only on the portion of your daily balance that is less than or equal to $1,000.
4 Variable rate changes monthly.
$1,000.01 & over .05% .05% -
.50%
SAFE Prestige
Checking
1,4
$25 under $2,000 .05% .05%
$2,000 - $9,999.99 .10% .10%
$10,000 - $24,999.99 .15% .15%
$25,000 - $49,999.99 .20% .20%
$50,000 & over .25% .25%
SAFE Freedom Checking $25 None None None
APY = Annual Percentage Yield. Dividend rates are prospective and subject to change. Fees may reduce earnings on accounts. APYs offered within two or more consecutive tiers may be the same and display as a single tier. The additional balance tiers for the Savings accounts are as follows: under $2,000; $2,000 - $9,999.99; $10,000 - $24,999.99; $25,000 - $49,999.99; $50,000 - $99,999.99; $100,000 & over. For current dividend rates, tiers, and product offerings, call (916) 979-7233 or (800) SEE-SAFE, or visit SAFE's website: www.safecu.org.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States
Government. National Credit Union Administration, a U.S. Government Agency. Your IRA funds are insured separately
up to $250,000 by the NCUA.

To learn more about share insurance protection, refer to NCUA's "Your Insured Funds" brochure available at any SAFE branch or visit www.ncua.gov .

* Indicates rate change from last publication.

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