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ClearPoint Credit Counseling Solutions

SAFE Credit Union partners with ClearPoint Credit Counseling Solutions* to offer members valuable guidance for improving your financial health.

With offices located  in Sacramento, ClearPoint credit counselors and educators have provided individuals and families with personalized personal finance assistance since 1964. A service-wide accredited business with the Better Business Bureau, member of the National Foundation for Consumer Credit (NFCC) and Council on Accreditation (COA)-accredited agency, it is a credible and highly-respected non-profit resource.

Budget and Credit Counseling

ClearPoint’s financial specialists will provide you with no-cost, confidential credit counseling by phone, in- person or over the Internet. In this session, a counselor will offer you recommendations for:

  • Reducing debt
  • Establishing financial goals
  • Improving credit and
  • Developing a customized plan of action based on your budget

Housing Counseling

ClearPoint is certified by the U.S. Department of Housing and Urban Development (HUD) as a provider of comprehensive housing counseling services. Whether it be home pre-purchase counseling, mortgage delinquency counseling or reverse mortgage counseling, the agency’s housing specialists will address your housing-related needs.

Bankruptcy Counseling

If you are considering or have filed for bankruptcy, ClearPoint can help you review your options and reestablish your credit. The organization is approved to issue certificates evidencing completion of a personal finance management course in compliance with the Bankruptcy Code.**

Educational Workshops

ClearPoint gives a variety of public workshops such as Alternatives to Foreclosure, Buying A Home, and Pre-Bankruptcy in the Sacramento.


To schedule an appointment with a financial specialist or learn more about ClearPoint’s workshops,call (877) 877-1995 or visit www.clearpointccs.org.


* Formerly known as ByDesign Financial Solutions and Consumer Credit Counseling Service of the Sacramento Valley.
** Approval does not endorse or assure the quality of a Provider’s services.

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