Compare Your SAFE Small Business Checking and Savings Options

 

 

SAFE offers a variety of checking and savings accounts to meet your small business needs.  Compare your checking options below.

 
  Business
Value Checking
Business
Checking
  Business Savings Business
Money Market
Recommended for Members who
Want a low-cost checking account.
Want a low-cost checking account that earns monthly dividends.
 
Want a low-cost savings account that earns monthly dividends.
Want to maximize earnings on high balance deposits.
Minimum Deposit to Open
$25
$25
 
$5
$25
Earns Dividends
No
Yes
 
Yes
Yes
Monthly Service Fee
$5
$10
 
$5
$12
Monthly Service Fee Avoidable with
eStatements and either a $2,000 minimum daily balance or combined $4,000 in deposit and business loans balances.
eStatements and either a $5,000 minimum daily balance or combined $10,000 in deposit and business loan balances.
 
Combined average daily balance of $300 or more or business loan.
Average daily balance of $2,000 or more.
Monthly Activity Allowance
50 free cleared checks, $0.25 per check thereafter.
100 free cleared checks, $0.25 per check thereafter.
 
N/A
6 checks may clear per month.
Services
Value
Checking
 
Savings
Money Market
Visa® Business Debit Card
Confirm
Confirm
 
Confirm
Confirm
Overdraft Protection
Confirm
Confirm
 
Overdraft
Protection Source
Overdraft
Protection Source
Account Access
Value
Checking
 
Savings
Money Market
Free Access to Over 28,000 ATMs Nationwide
Confirm
Confirm
 
Confirm
 
Free
Point-Of-Sale Transactions (Individual merchant fees may apply)
Confirm
Confirm
     
Free Branch Visits
Confirm
Confirm
 
Confirm
confirm
Free CALL-24 Phone Banking
Confirm
Confirm
 
Confirm
Confirm
Online Services
Value
Checking
 
Savings
Money Market
Free Online Banking
Confirm
Confirm
 
Confirm
Confirm
Free Bill Pay for Active Users
Confirm
Confirm
     
Free eStatements
Confirm
Confirm
 
Confirm
Confirm
Free Mobile Banking
Confirm
Confirm
 
Confirm
Confirm
Free Access to Online Check Images
Confirm
Confirm
   
Confirm


Want to lock in a high rate for a specific term? Consider a SAFE Certificate for your business! To learn more about the documents you will need to open a business account with SAFE, or to open a small business account, visit any SAFE branch.