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Enable growth and expansion, scaling without depleting cash reserves.
Ride the wave of business fluctuations with a SAFE Visa® Business Credit Card with no annual, balance transfer, or cash advance fees.1
Whether purchasing property or equipment, financing can help businesses scale with smart investments.
SAFE Visa® Business Credit Card
Get instant purchasing power and earn rewards on everyday business practices. Gain peace of mind by setting usage limits on authorized users’ credit cards and expedite accounting by accessing each authorized user’s transactions in Online Banking. Enjoy Visa benefits such as Purchase Protection, Extended Warranty Protection, and Roadside Dispatch.
View Agreement Business Card Benefits View Rates & Disclosures
Whether buying or refinancing from another lender, we can help you get the tools for your trade.
From lower interest rates to flexible terms, we offer supportive and accessible options for our small business members.
Ideal for a longer-term savings strategy, offering low risk and higher dividends.
We offer full-service payroll processing options in partnership with Paychex ®.2
Fiserv Merchant Services2 offers a wide variety of POS options from Clover ® Solutions.
Easily deposit checks on-the-go with your SAFE Online Banking account.
Set your employees up for retirement with this pension plan.
SAFE's Financial Wellness Team offers resources for your employees to set themselves up for financial success.
Information on licensing, women owned businesses, and government resources.
Set alerts to keep track of spending, account balance, and large deposits & withdrawals.
Transferring funds between SAFE accounts is immediate. Move your money to and from checking, savings, money market, and more.
Skip the line at the branch or ATM. Securely deposit your checks in a snap from your phone into your desired SAFE account.
Misplace your debit card or think it’s lost or stolen? No problem. Turn your card off and on when you want or block your card to keep anyone from using it.
1 APY - Annual Percentage Yield as of . Introductory APY is limited to one account per tax reporting owner and available to accounts opened by December 31, 2025, who meet the following requirements: 1) Have no previous member relationship with SAFE Credit Union or have established a new membership within the 60 days prior to account opening, 2) Open a Level Up Money Market or Business Money Market account with a minimum deposit of $2,000 new money (coming from another financial institution), and 3) Maintain a minimum of $2,000 for the first three months from account open date. Once the three-month period has ended, or the balance falls below $2,000, the dividend rate reverts to the standard Level Up Money Market or Business Money Market variable rate in effect at that time. Introductory APY is paid only on the portion of the balance that falls within each specified tier. Monthly fee of $12 waived if average daily balance equals $2,000 or more. Fees may reduce earnings. Dividends are paid monthly. Special Introductory APY: $2,000-$25,000- 3.56%, Over $25,000- 2.48%-3.56%. Standard Business Money Market Tiers & variable APY's: %, %, %, %, %, %, %, %. 2 $12 monthly service fee waived if average daily balance equals $2,000 or more. 3 SAFE Credit Union offers this as a referral only and accepts no responsibility or liability for the service. Contracts and agreements are solely between the member and Paychex or Fiserv Merchant Services and strictly at the member's volition.
1 Must meet the following requirements to qualify for the New Business Checking and Visa $500 Promotion (Promotion): 1) Have no previous or existing business checking account with SAFE Credit Union, 2) Open a SAFE business checking account with $25 minimum deposit, and 3) Within 30 days of account opening (a) Have an end-of-day balance of $5,000 in the business checking account, (b) Apply, qualify, and open a SAFE Visa® Business Credit Card, and (c) Enroll in eStatements. Member must be in good standing at the time of promotional disbursement. Promotional amount will be posted to the business checking within 30 days of meeting promotion criteria. SAFE complies with applicable tax reporting requirements. Member is responsible for any federal, state, or local taxes. SAFE business checking account rates, fees, and terms can be viewed at www.safecu.org and will be provided prior to account opening. Any inquiries or disputes related to the promotion will be decided by SAFE Credit Union and must be submitted within 180 days of opening the account. Promotion subject to change or cancellation without notice. Promotion is limited to one business checking account per tax reporting owner. Cannot be combined with other account-opening offers. Offer valid through December 31, 2025. 2 SAFE Credit Union offers this as a referral only and accepts no responsibility or liability for the service. Contracts and agreements are solely between the member and Paychex or Merchant Services and strictly at the member's volition.
1 View Agreement for details. 2 SAFE Credit Union offers this as a referral only and accepts no responsibility or liability for the service. Contracts and agreements are solely between the member and Paychex or Merchant Services and strictly at the member's volition.
If you click "continue" below, you will be directed to a third party's web site. As a member service, SAFE Credit Union offers links to web sites of third parties whose products or services we believe offer good value and may be of interest to you. In some cases, if allowed by law, SAFE Credit Union may receive compensation from third parties whose products or services you purchase. Third parties are solely responsible for their web sites, products and services, and maintain their own consumer data privacy policies, which may differ from those of SAFE Credit Union. Use of third party services, products and web sites is solely at your discretion. To go to a third party web site, click "continue." To go back to SAFE Credit Union's web site, click "close."
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To comply with the California Consumer Privacy Act, SAFE Credit Union notifies individuals who are parties to business accounts/loans of the categories of personal information we may collect and how we use it. View our personal information collection practices.