Online Banking and the mobile app may currently be unavailable. »
Online Banking and the mobile app may be unavailable 10:30 p.m. to 2:30 a.m. »
If you are a federal employee or contractor who has been financially impacted by the partial government shutdown, we are here to help. Please call us at (800) SEE-SAFE during business hours.
SMS text phishing campaign circulating the Sacramento region »
We are currnetly experiencing an issue that may impact ATMs. »
Attention SAFE members: If you have been affected by the Camp Fire in Butte County, please call us at (800) SEE-SAFE for assistance. »
The SAFE Roseville branch is temporarily closed. In the meantime, please visit our West Roseville, Sunrise or Rocklin branch »
 
 
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AUTO LOAN REFINANCE
SAFE Resolve to Save - Auto Loans
Time to refinance your ride
Lower rates, no payments first 90 days
Learn More »
HOME EQUITY LINE OF CREDIT
SAFE Resolve to Save - HELOC
Put your home equity to work
Lower rates, no fees with a SAFE HELOC
Learn More »
SAFE Cash Rewards Visa® Credit Card
SAFE Resolve to Save - Cash Rewards
You deserve 5% cash back!
0% intro APR and no balance transfer fee
Apply today »
SAFE IRA Certificate Special
IRA Certificate Special
2.63% APY!
36-month IRA Certificate. Minimum $500 deposit.
Learn More »
SAFE Certificate Special
Bump Up Certificate Special
2.43% APY!
24-month Bump-Up Advantage Certificate. Minimum $500 deposit.
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Direct Deposit
direct deposit
Get paid a day early!
With SAFE Direct Deposit, save time and worry less.
Sign up today »

SAFE: Your Credit Union

SAFE prides itself on being different than big banks and most other credit unions. We offer you, our members, the best financial solutions. We routinely create exceptional experiences by finding solutions that meet your specific needs. We hire professional experts who are dedicated to helping you improve your financial well-being. Because that’s what matters to you – and to us.

Home Loans

Buying or refinancing a home shouldn’t be overly complicated. Our mortgage officers are here to ease the way.

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Credit Cards

Low rates are just the beginning. SAFE has a credit card that fits your lifestyle.

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Vehicle Loans

We’ll help you drive off in a new – or new to you – vehicle, or refinance the one you already love.

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What Members Are Saying

Jacob B., member since 2018

FAST!

"Their website and mobile apps are awesome and fast."

Charles G., member since 2012

LOVE THE CASH REWARDS

"I was pleased to acquire my SAFE Visa® Platinum Cash Rewards card. I placed my request on the phone and had my reply back the same day. I particularly like the revolving cash back category that provides a 5% cash reward on purchases made, and that I have an opportunity to select a category. "

Bridget H., member since 1995

LOVE MY CREDIT UNION

"They always take care of their members and this time was no different. My car loan was such an easy transaction. SAFE took care of me."

Thomas D., member since 2018

AWESOME PEOPLE

"Everyone is so helpful and friendly. It was a good experience opening an account with SAFE."

Latest News

SAFE Credit Union donates $25,000 to Aerospace Museum of California

SAFE Credit Union donated $25,000 to the Aerospace Museum of California to benefit the museum’s efforts to promote hands-on STEM education through aerospace science.

Full story
Dave Roughton

Dave Roughton named Businessman of the Year

The Sacramento Metro Chamber of Commerce has named SAFE President and CEO Dave Roughton the 2019 Businessman of the Year. He will receive the award at a Feb. 1, 2019, ceremony.

Full story
2019 SAFE scholarship

SAFE Credit Union Announces 2019 Scholarship Program

SAFE Credit Union announced today it is accepting applications for its 2019 Scholarship Program. The annual program, now in its 19th year, awards 10 outstanding college-bound seniors a $1,000 scholarship, for a total investment of $10,000.

Full story
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