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Transfer money, pay bills, deposit checks from anywhere, anytime.
Life insurance for real life
Explore new Mortgage Coverage and Income Protection solutions tailored for your family.
Checking Accounts
This year, cultivate YOU!
This year, cultivate YOU!
Resolve to manage your day-to-day finances and grow your money. Plant your financial roots with Perfect Cents Checking.®
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Banking by appointment
To open accounts, apply for loans, and more, make an appointment for us to better serve you!
Financial education
Financial Education Webinars
Webinars for YOU
Learn about living trusts, applying mindfulness to your finances, and more with our financial educators Gina and Jason.

Impacted by COVID-19? SAFE is here to help you. Learn more »

We’re your CreditYOUnion

Here at SAFE, we’re in the business of helping YOU, putting YOU first. We recognize that you have unique financial goals and dreams, and we’re here to help you reach them. That’s because we don’t see you as a PIN number or an account number. To us, you’re a neighbor, a co-worker, a friend. We put YOU first and we’re here to serve. Serving you with expert service. With products tailored with your financial well-being in mind. Serving you with cutting-edge technology that gives you 24/7 control over your finances. Serving you is what we do. It’s in our DNA. At SAFE, it’s all about YOU.

Home Loans

Buying or refinancing a home shouldn’t be overly complicated. Our mortgage officers are here to ease the way.

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Credit Cards

Low rates are just the beginning. SAFE has a credit card that fits your lifestyle.

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Vehicle Loans

We’ll help you drive off in a new – or new to you – vehicle, or refinance the one you already love.

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What Members Are Saying

Jacob B., member since 2018


"Their website and mobile apps are awesome and fast."

Charles G., member since 2012


"I was pleased to acquire my SAFE Visa® Platinum Cash Rewards card. I placed my request on the phone and had my reply back the same day. I particularly like the revolving cash back category that provides a 5% cash reward on purchases made, and that I have an opportunity to select a category. "

Bridget H., member since 1995


"They always take care of their members and this time was no different. My car loan was such an easy transaction. SAFE took care of me."

Thomas D., member since 2018


"Everyone is so helpful and friendly. It was a good experience opening an account with SAFE."

Latest News

SAFE Credit Union President and CEO Dave Roughton Appointed Sacramento Metro Chamber Board Chair

SAFE Credit Union is pleased to announce President and CEO Dave Roughton accepted the role of Board Chair of the Sacramento Metropolitan Chamber of Commerce. As Chair, Roughton is responsible for guiding the chamber’s economic recovery plan and representing chamber members of the Sacramento Region.

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SAFE Credit Union announces 2021 scholarship program

SAFE Credit Union is now accepting applications for its 2021 Scholarship Program. The annual program, now in its 21st year, awards 10 outstanding college-bound seniors a $1,000 scholarship, for a total investment of $10,000.

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SAFE Credit Union dedicated a week to Building CommYounity with volunteer efforts

The Building CommYOUnity week, held in September, is part of SAFE’s expanded service to the community to help meet challenges posed by the pandemic. SAFE donated $60,000 in emergency grants to four local organizations to assist them with financial losses and additional need for their services due to COVID-19.

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