If you are a federal employee or contractor who has been financially impacted by the partial government shutdown, we are here to help. Please call us at (800) SEE-SAFE during business hours.
SAFE takes your health seriously and is following health officials' guidelines for the COVID-19 coronavirus. All branches remain open, and digital banking services, CALL-24, ATMs, and call center are available.
Impacted by COVID-19?
SAFE is here to help you.
Cash Rewards Visa
5% Cash Back
Earn 5% cash back
Earn 5% cash back when you use your SAFE Cash Rewards Credit Card for local grocery stores, restaurants, and food delivery services.
2020 Annual Meeting cancelled
For the protection and health of our members and staff SAFE has canceled the 2020 Annual Meeting.
Set payment due alerts
One less thing to worry about! Easily set alerts to remind you when your loan payment is due.
New Branch Open
New Branch Opening
Our new branch in Land Park is now open in The Park neighborhood center! We’re excited to serve YOU.
Help for you
Easily apply for emergency loans and expanded Skip-A-Pay options from the safety of your home.
SAFE Student Loans
College is an adventure. Paying for it responsibly can feel overwhelming. Through our partnership with Sallie Mae, we can help!
Digital Banking
SAFE Online Banking and Mobile App
Anytime, anywhere
Pay bills, transfer money, deposit checks, and more 24/7 with Online Banking and Mobile App.
SAFE Auto Loans
Freedom Checking at your fingertips
A feature-full checking account that’s hassle-free
SAFE Credit Union
Announcing a 25-year commitment to SAFE Credit Union Convention and Performing Arts District.

We’re your CreditYOUnion

Here at SAFE, we’re in the business of helping YOU, putting YOU first. We recognize that you have unique financial goals and dreams, and we’re here to help you reach them. That’s because we don’t see you as a PIN number or an account number. To us, you’re a neighbor, a co-worker, a friend. We put YOU first and we’re here to serve. Serving you with expert service. With products tailored with your financial well-being in mind. Serving you with cutting-edge technology that gives you 24/7 control over your finances. Serving you is what we do. It’s in our DNA. At SAFE, it’s all about YOU.

Home Loans

Buying or refinancing a home shouldn’t be overly complicated. Our mortgage officers are here to ease the way.

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Credit Cards

Low rates are just the beginning. SAFE has a credit card that fits your lifestyle.

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Vehicle Loans

We’ll help you drive off in a new – or new to you – vehicle, or refinance the one you already love.

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What Members Are Saying

Jacob B., member since 2018


"Their website and mobile apps are awesome and fast."

Charles G., member since 2012


"I was pleased to acquire my SAFE Visa® Platinum Cash Rewards card. I placed my request on the phone and had my reply back the same day. I particularly like the revolving cash back category that provides a 5% cash reward on purchases made, and that I have an opportunity to select a category. "

Bridget H., member since 1995


"They always take care of their members and this time was no different. My car loan was such an easy transaction. SAFE took care of me."

Thomas D., member since 2018


"Everyone is so helpful and friendly. It was a good experience opening an account with SAFE."

Latest News


Mayor Steinberg, Vice-Mayor Harris, Inside Sacramento, and SAFE Credit Union launch joint campaign to support Greater Sacramento businesses

Sacramento Mayor Darrell Steinberg, Vice-Mayor, Councilmember (District 3) Jeff Harris, Inside Sacramento, and SAFE Credit Union announced a new partnership today promoting the “Take the 100% Local Pledge” initiative, which helps Greater Sacramento-area residents identify and support businesses located in the region who have been impacted by the pandemic.

Full story

SAFE Credit Union supports Metro Chamber and Sacramento Asian Chamber's Rapid Response Business Triage Hotline

SAFE Credit Union donated $50,000 to help fund a multilingual hotline to provide information and resources for businesses impacted by COVID-19 in the Greater Sacramento region.

Full story

SAFE Credit Union postpones annual meeting

In response to the COVID-19 pandemic, SAFE Credit Union is postponing its annual meeting originally scheduled for April 22, 2020, to help protect the health and safety of our members, staff, and volunteers.

Full story

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