If you are a federal employee or contractor who has been financially impacted by the partial government shutdown, we are here to help. Please call us at (800) SEE-SAFE during business hours.
Perfect Cents Savings
Slay your savings!
Get up to $100 when you open a Perfect Cents Checking® account and use your SAFE Visa® debit card.
iPad Sweepstakes
Enter to win an iPad!
Register with HomeAdvantage® for a chance to win one of three iPads. No purchase necessary. View Official Rules.
SAFE Certificate Special
SAFE Certificate Special
No penalty withdrawals
Enjoy a competitive 2.02% APY with the NEW Flex Advantage 20-month certificate.
Score Big Sweepstakes
Score Big
Win River Cats prizes
Use your SAFE Visa® debit or credit card at River Cats games at Raley Field to enter. No purchase necessary. View Official Rules.
Cash Rewards Card
Optimistic young man
Earning power
Which category will you choose for your 5% cash rewards? See your options.
SAFE Employees
SAFE is hiring
Apply for a position at the Best Place to Work in the Sacramento area.
SAFE Certificate Special
Bump Up Certificate Special
2.43% APY!
24-month Bump-Up Advantage Certificate. Minimum $500 deposit.

SAFE: Your Credit Union

SAFE prides itself on being different than big banks and most other credit unions. We offer you, our members, the best financial solutions. We routinely create exceptional experiences by finding solutions that meet your specific needs. We hire professional experts who are dedicated to helping you improve your financial well-being. Because that’s what matters to you – and to us.

Home Loans

Buying or refinancing a home shouldn’t be overly complicated. Our mortgage officers are here to ease the way.

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Credit Cards

Low rates are just the beginning. SAFE has a credit card that fits your lifestyle.

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Vehicle Loans

We’ll help you drive off in a new – or new to you – vehicle, or refinance the one you already love.

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What Members Are Saying

Jacob B., member since 2018


"Their website and mobile apps are awesome and fast."

Charles G., member since 2012


"I was pleased to acquire my SAFE Visa® Platinum Cash Rewards card. I placed my request on the phone and had my reply back the same day. I particularly like the revolving cash back category that provides a 5% cash reward on purchases made, and that I have an opportunity to select a category. "

Bridget H., member since 1995


"They always take care of their members and this time was no different. My car loan was such an easy transaction. SAFE took care of me."

Thomas D., member since 2018


"Everyone is so helpful and friendly. It was a good experience opening an account with SAFE."

Latest News

SAFE Credit Union shares banner year with members at 2019 annual meeting

SAFE Credit Union executive and board leadership shared the credit union’s growth in 2018 during the credit union’s 79th Annual Meeting held April 24, 2019, at SAFE headquarters in Folsom.

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SAFE Credit Union donates $25,000 to Aerospace Museum of California

SAFE Credit Union donated $25,000 to the Aerospace Museum of California to benefit the museum’s efforts to promote hands-on STEM education through aerospace science.

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Dave Roughton

Dave Roughton named Businessman of the Year

The Sacramento Metro Chamber of Commerce has named SAFE President and CEO Dave Roughton the 2019 Businessman of the Year. He will receive the award at a Feb. 1, 2019, ceremony.

Full story

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