For growing healthy money habits.

1 Annual Percentage Yield (APY) accurate as of   and subject to change monthly. APY of % paid only on the portion of your daily balance that is less than or equal to . APY of  paid on balances of  or more. Two monthly requirements must be met to receive dividends on Perfect Cents Checking: 1) Active enrollment in eStatements; 2) Minimum of 10 debit and/or credit card purchase transactions post and settle each month. For credit card transactions to count towards the requirement, the credit card must be established under the tax reporting owner of the Perfect Cents Checking account. Fees may reduce earnings on accounts. 2 APY – Annual Percentage Yield as of date. Promotional APY is limited to one account per tax reporting owner and available to accounts opened by April 30, 2026. Deposit of value required at account opening and must be maintained for three months. Funds must be new to SAFE and cannot be transferred from another SAFE account. Existing members must open new account to qualify. Balances of value earn value% APY for first three months open. Balances over value earn a variable value APY. Once the balance falls below value, or the three-month period has ended, the dividend rate reverts to the variable standard savings rate in effect at that time. If account qualifies for premium dividends, higher dividend rate will take effect the following calendar month. Promotion can be applied to: Share Savings, Kids Club Savings, Young Member Savings, or Business Share Savings accounts.