1 $25 Match Checking Promo

To qualify for the Kids Days $25 Match Checking Promotion, the following requirements must be met: 1) Minor (Kid) must be age 6-17 at time of account opening; 2) Kid must be the tax reporting owner on the account; 3) Kid cannot have an existing or prior checking account with SAFE Credit Union (SAFE); 4) Parent or Guardian must open the SAFE checking account on the Kid’s behalf and be a joint owner on the account for Kid ages 6-17, or for Kid ages 16-17 with valid identification, may open account without a Parent or Guardian; 5) Opened with a minimum deposit of $25 between October 17, 2026 and October 31, 2026; and 6) Kid must be in good standing at the time of disbursement. The $25 will be disbursed to the checking account on November 30, 2026. SAFE complies with applicable tax reporting requirements. The Parent or Guardian is responsible for any federal, state, or local taxes resulting from the disbursement. SAFE checking account rates, fees, and terms can be viewed at www.safecu.org and will be provided prior to account opening. Any inquiries or disputes related to the promotion will be decided by SAFE and must be submitted within 180 days of opening the account. Promotion subject to change or cancellation without notice. Promotion is limited to one checking account per tax reporting owner. Cannot be combined with other account-opening bonus offers. To redeem the prize mentioned, visit any SAFE branch during the promotional period.

2 Annual Percentage Yield (APY) accurate as of   and subject to change monthly. APY of 3.04% paid only on the portion of your daily balance that is less than or equal to $3,000. APY of 0.05% - 3.04% paid on balances of $3,000.01 or more. Two monthly requirements must be met to receive dividends on Perfect Cents Checking: 1) Active enrollment in eStatements; 2) Minimum of 10 debit and/or credit card purchase transactions post and settle each month. For credit card transactions to count towards the requirement, the credit card must be established under the tax reporting owner of the Perfect Cents Checking account. Fees may reduce earnings on accounts.

3 APY - Annual Percentage Yield effective . Introductory APY is limited to one account per tax-reporting owner and is available only for Kids Club Savings and Young Member Savings accounts opened between October 17, 2026, and December 31, 2026. To qualify, the tax-reporting owner must 1) not have had a Savings account relationship with SAFE within the previous 12 months, 2) open the account with at least $25 in new money from another financial institution, and 3) maintain a minimum balance of $25 for the first three months from account opening. During the first three months, balances of $25 to $500 earn 5.12% APY and balances over $500 earn a variable 0.05% - 5.12% APY. After the three-month period ends, or if the balance falls below $25, the dividend rate will revert to the variable standard Savings rate in effect at that time. Accounts that qualify for premium dividends will receive the applicable premium rate beginning the following calendar month. Dividends are paid monthly. Rates are variable and may change after account opening. Membership eligibility and account terms apply.