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Build up funds in a Share Savings account as a financial cushion for unexpected expenses.
Don't leave funds idle. Open a high-yield account with easy access to funds like a Business Money Market account.
Open a Business Certificate to earn higher dividends over time for future projects or investments.
Special Offer: 3.30% Intro APY*
Earn high-yield dividends for the first 3 months with a new Business Share Savings account.
To qualify:
Offer valid through 12/31/26.
Open Savings
Day-to-day savings account with competitive dividends and easy access to your money.
Tiered-rate account that pays higher dividend rates on higher balances, all while you have easy access to your funds.
Ideal for a longer-term savings strategy, offering low risk and higher dividends.
We offer full-service payroll processing options in partnership with Paychex®.1
Fiserv Merchant Services1 offers a wide variety of POS options from Clover® Solutions.
Easily deposit checks on-the-go with your SAFE Online Banking account.
Set your employees up for retirement with this pension plan.
SAFE's Financial Wellness Team offers resources for your employees to set themselves up for financial success.
Information on licensing, women owned businesses, and government resources.
Easily move money between your SAFE accounts or external account, schedule bill payments, and send money to friends and family.
Add your SAFE Visa® debit and credit cards to your digital wallet, turn them on or off, and set alerts to track your spending.
Skip the line at the branch or ATM. Securely deposit your checks in a snap from your phone into your desired SAFE account.
Earn instant cash back with SAFE Shopping+, securely apply for an account or auto loan, and view your account statements.
Easily move money between your SAFE accounts, schedule bill payments or send money to friends and family.
Access comprehensive 24/7 features for your SAFE Visa® debit and credit cards. Add your card to your digital wallet, turn them on or off or set alerts to keep track of your spending.
Earn instant cash back with SAFE Shopping+, securely apply for an account or auto loan or view your account statements.
* APY – Annual Percentage Yield as of date. Introductory APY is limited to one account per tax-reporting owner and is available only for Share Savings and Business Share Savings accounts opened between November 1, 2026, and December 31, 2026. A minimum opening deposit of $1,000 in new money is required and must be maintained for the first three months. Funds must be new to SAFE and cannot be transferred from another SAFE account. Existing members must open new account to qualify. Balances of $1,000 to $4,000 earn 3.30% APY for first three months after account opening. Balances over $4,000 earn a variable 0.05% - 3.30% APY. After the three-month period ends, or if the balance falls below $1,000 the dividend rate will revert to the variable standard Savings rate in effect at that time. Accounts that qualify for premium dividends will receive the applicable premium rate beginning the following calendar month. Dividends are paid monthly. Rates are variable and may change after account opening. Membership eligibility and account terms apply.
1 SAFE Credit Union offers this as a referral only and accepts no responsibility or liability for the service. Contracts and agreements are solely between the member and Paychex or Fiserv Merchant Services and strictly at the member's volition.
If you click "continue" below, you will be directed to a third party's web site. As a member service, SAFE Credit Union offers links to web sites of third parties whose products or services we believe offer good value and may be of interest to you. In some cases, if allowed by law, SAFE Credit Union may receive compensation from third parties whose products or services you purchase. Third parties are solely responsible for their web sites, products and services, and maintain their own consumer data privacy policies, which may differ from those of SAFE Credit Union. Use of third party services, products and web sites is solely at your discretion. To go to a third party web site, click "continue." To go back to SAFE Credit Union's web site, click "close."
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To comply with the California Consumer Privacy Act, SAFE Credit Union notifies individuals who are parties to business accounts/loans of the categories of personal information we may collect and how we use it. View our personal information collection practices.