Please choose whether this site may use cookies or related technologies as described below.
Required Cookies Required to enable core site functionality and provide secure log-in for online banking.
Functional Cookies Necessary to provide a full visitor experience, including live chat.
Marketing Cookies Allows us to analyze site usage to improve performance and serve ads on third party advertisers that are relevant to your interest.
Save My Preferences
Learn more about how this site uses cookies by reading our Privacy Statement.
At SAFE Credit Union we don't answer to shareholders, we answer to members. We answer to you. We sincerely hope you'll give us the opportunity to put YOU first.
What are you saving for? Whether it's a new car, a house, a dream vacation, or just saving for a rainy day, SAFE has a savings solution to help you reach your financial goals.
At SAFE we understand that borrowing money is often essential to making dreams a reality. Our professional experts are here to help - so let's get started. .
View balances, transfer money between your accounts, make a deposit, and much more. You get 24/7 access to your accounts from home, work, or anywhere in the world.
IOS App Rating/Android App Rating 4.8
Empower your future. Take advantage of our useful webinars to improve your financial well-being.
SAFE offers everything you need to manage your growing business, including full-service checking and savings accounts. Start your application online today.
Learn more about SAFE's Business Banking accounts, loans, and services directly from one of our experts.
Our advisors have the tools and experience to help you evaluate your situation and adapt your investment plan, when necessary, as your financial situation evolves.
SAFE Credit Union awards grants and scholarships. Learn how you can apply or nominated someone.
Subscribe to get the latest news on the SAFE Credit Union Convention and Performing Arts District.
Learn how adding our suite of financial health services to your employee benefits package can help you solidify your position as an employer of choice.
Budget Cents by SAFE Credit Union provides real-world personal finance insights to teenagers and young adults using an engaging budgeting simulation. Participants work within a certain budget to figure out just how much they can spend a month on housing, food, transportation, and incidentals without running out of funds. The Budget Cents program stands out for reflecting the current cost of living in the Greater Sacramento region, so participants obtain a genuine scope of the financial decisions they’ll make as adults.
Sign Up Now
High school students and young adults are not getting access to quality financial literacy in schools. According to a study done by NGPF, in 2022, only 1.5% of California high school students were required to take a financial literacy course. Nearly 20% had no access to any financial courses at all. SAFE is addressing this shortfall by offering a high quality, immersive program that gives immediate insights into everyday financial decisions. Budget Cents gives teens access to information on topics such as budgeting, saving, how credit cards work, and more.
Budget Cents provides an engaging and enlightening experience that leads to many “a-ha” moments for teens and young adults. The program begins with each student receiving a persona that includes monthly income, monthly debt payments, and size of family. They visit stations where they choose housing, transportation, entertainment, childcare, and other options. Like real life, surprise expenses or income are included during the simulation. Students conclude the simulation by tallying their expenses against their income to see whether they stayed within their budget and had enough left to put into savings.
Budget Cents can be hosted by schools and organizations serving teens and young adults. Budget Cents is available in-person (recommended) or in virtual formats. SAFE’s Financial Education team will work directly with you on hosting the event, provide the financial educators to lead the sessions, and work with you to arrange volunteers to help staff the event. To get started, please fill out the form below. We look forward to bringing Budget Cents to your students!
Read our Privacy Statement
*Must be over 18 years of age and an authorized representative of the high school or organization.
If you click "continue" below, you will be directed to a third party's web site. As a member service, SAFE Credit Union offers links to web sites of third parties whose products or services we believe offer good value and may be of interest to you. In some cases, if allowed by law, SAFE Credit Union may receive compensation from third parties whose products or services you purchase. Third parties are solely responsible for their web sites, products and services, and maintain their own consumer data privacy policies, which may differ from those of SAFE Credit Union. Use of third party services, products and web sites is solely at your discretion. To go to a third party web site, click "continue." To go back to SAFE Credit Union's web site, click "close."
Not enrolled? Get Started!
Open a SAFE business account