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At SAFE Credit Union we don't answer to shareholders, we answer to members. We answer to you. We sincerely hope you'll give us the opportunity to put YOU first.
What are you saving for? Whether it's a new car, a house, a dream vacation, or just saving for a rainy day, SAFE has a savings solution to help you reach your financial goals.
At SAFE we understand that borrowing money is often essential to making dreams a reality. Our professional experts are here to help - so let's get started. .
View balances, transfer money between your accounts, make a deposit, and much more. You get 24/7 access to your accounts from home, work, or anywhere in the world.
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Empower your future. Take advantage of our useful webinars to improve your financial well-being.
SAFE offers everything you need to manage your growing business, including full-service checking and savings accounts. Start your application online today.
Learn more about SAFE's Business Banking accounts, loans, and services directly from one of our experts.
Our advisors have the tools and experience to help you evaluate your situation and adapt your investment plan, when necessary, as your financial situation evolves.
SAFE Credit Union awards grants and scholarships. Learn how you can apply or nominated someone.
Log in and go to Member Benefits to see exclusive member pre-sales, discounts and more!
Learn how adding our suite of financial health services to your employee benefits package can help you solidify your position as an employer of choice.
Business Checking Accounts
Maintain your cash flow by transferring from an eligible savings account.
Pay bills & stay connected to your accounts for those large and small purchases.
Rest assured, your funds are federally insured to at least $250,000 by the NCUA.
You already trust SAFE for your personal banking. Why not for your business too? When you bring your business to SAFE, you can get a $500 bonus for making the move.
Start here: Open a SAFE business checking account today. Next steps: Meet the following requirements within 30 days of account opening.
Offer valid through August 31, 2025. Bonus available to existing SAFE members who bring their own or refer another business to SAFE. Bonus will be paid within 30 days of meeting criteria.
Standard checking account with a Visa® Business Debit Card.
Free eStatements.
Free bill pay for active users. 50 free cleared checks per month.
This dividend-earning checking account offers a Visa® Business Debit Card.
Earn competitive dividends, tiered based on monthly balance.
Free bill pay for active users. 100 free cleared checks per month.
Payroll Services
We offer full-service payroll processing options in partnership with Paychex®.
Merchant Services
Fiserv Merchant Services2 offers a wide variety of options with POS Clover Systems.
Remote Deposit
Easily deposit checks on-the-go with your SAFE Online Banking account.
Simplified Employee Pension (SEP)
Set your employees up for retirement with this pension plan.
Workplace Financial Wellness
SAFE's Financial Wellness Team offers resources for your employees to set themselves up for financial success.
Additional Resources
Information on licensing, women owned businesses, and government resources.
Set alerts to keep track of spending, account balance, and large deposits & withdrawals.
Transferring funds between SAFE accounts is immediate. Move your money to and from checking, savings, money market, and more.
Skip the line at the branch or ATM. Securely deposit your checks in a snap from your phone into your desired SAFE account.
Misplace your debit card or think it’s lost or stolen? No problem. Turn your card off and on when you want or block your card to keep anyone from using it.
1 APY - Annual Percentage Yield as of . Introductory APY is limited to one account per tax reporting owner and available to accounts opened by May 31, 2025. Offer excludes Special Purpose Share Savings account. Deposit of required at account opening and must be maintained for three months. Initial funds must be new to SAFE and cannot be transferred from another SAFE account. Existing members must open new account to qualify. Balances of earn % APY and balances earn APY for the first three months open. Once the three month period has ended or the balance falls below $1,000, the dividend rate reverts to the standard Savings rate in effect at that time. If account qualifies for premium dividends, higher dividend rate will take effect the following calendar month. During introductory APY offering, savings is a tiered-rate account. Introductory APY is paid only on the portion of the balance that falls within each specified tier. Dividends paid monthly. Variable rate changes monthly. Low-balance monthly service fee of up to $5 is waived if month-end balance equals $5 or more, or for members under age 21. 2 APY = Annual Percentage Yield. Variable APY and dividend paid monthly. APY earned on %, %, %, %, %, %, %, %. 3 $12 monthly service fee waived if average daily balance equals $2,000 or more. 4 SAFE Credit Union offers this as a referral only and accepts no responsibility or liability for the service. Contracts and agreements are solely between the member and Paychex and strictly at the member's volition.
1 Referring Member: Must meet the following requirements to qualify for the Refer A Business Promotion (Promotion) bonus: 1) Be the tax reporting owner on an open share account, 2) Provide your name and the email address on record with SAFE to the referred business, and 3) Referred Business must meet all requirements listed under “Referred Business”. Limit one $500 “Refer A Business” bonus per member per calendar year. Referred Business: For the Referring Member to earn the bonus under the Promotion, the Referred Business must meet the following requirements: 1) Must not have maintained an open business checking account with SAFE within the past 12 months, 2) Open a new SAFE business checking account with $25 minimum deposit by 08/31/2025, 3) Within 30 days of business checking opening (a) Have an end-of-day balance of $10,000 in the business checking account, (b) Open a SAFE Visa® Business Credit Card, and (c) Enroll in eStatements. Bonus Fulfillment: Both Referring Member and Referred Business must be in good standing at the time of bonus disbursement. The bonus will be posted to Referring Member's share account within 30 days of Referred Business meeting Promotion criteria. Additional Terms: SAFE complies with applicable tax reporting requirements. Referring Member is responsible for any federal, state, or local taxes on the bonus. SAFE business checking account rates, fees, and terms can be viewed at www.safecu.org and will be provided prior to account opening. Promotion subject to change or cancellation without notice. Cannot be combined with other account-opening offers. Offer expires August 31, 2025. 2 SAFE Credit Union offers this as a referral only and accepts no responsibility or liability for the service. Contracts and agreements are solely between the member and Paychex or Merchant Services and strictly at the member's volition.
1 Balance transfer(s) must be submitted by July 15, 2025. 0.00% Promo APR good for first 12 billing cycles after the first initiated balance transfer. Variable APR thereafter is , and is accurate as of . Payment may take up to two (2) weeks to process by the other financial institution. Foreign Transaction: Up to 1% of each transaction in U.S. dollars. Late Payment: $15 or the current minimum payment amount, whichever is less. Cash Back, Cash Back+, and Essential Credit Cards have a Cash Advance fee of either $10 or 3% of the amount of each transfer, whichever is greater. Rates, terms, and conditions subject to change. Exclusions: Smart Visa Credit Card and transfers from existing SAFE loans are excluded from promotional offer. 2 SAFE Credit Union offers this as a referral only and accepts no responsibility or liability for the service. Contracts and agreements are solely between the member and service provider and strictly at the member’s volition.
If you click "continue" below, you will be directed to a third party's web site. As a member service, SAFE Credit Union offers links to web sites of third parties whose products or services we believe offer good value and may be of interest to you. In some cases, if allowed by law, SAFE Credit Union may receive compensation from third parties whose products or services you purchase. Third parties are solely responsible for their web sites, products and services, and maintain their own consumer data privacy policies, which may differ from those of SAFE Credit Union. Use of third party services, products and web sites is solely at your discretion. To go to a third party web site, click "continue." To go back to SAFE Credit Union's web site, click "close."
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To comply with the California Consumer Privacy Act, SAFE Credit Union notifies individuals who are parties to business accounts/loans of the categories of personal information we may collect and how we use it. View our personal information collection practices.