Please choose whether this site may use cookies or related technologies as described below.
Required Cookies Required to enable core site functionality and provide secure log-in for online banking.
Functional Cookies Necessary to provide a full visitor experience, including live chat.
Marketing Cookies Allows us to analyze site usage to improve performance and serve ads on third party advertisers that are relevant to your interest.
Save My Preferences
Learn more about how this site uses cookies by reading our Privacy Statement.
Maintain your cash flow by transferring from an eligible savings account.
Pay bills & stay connected to your accounts for those large and small purchases.
Rest assured, your funds are federally insured to at least $250,000 by the NCUA.
Start Here: Open a SAFE Business Checking Account today.
Next Steps: Meet the following requirements within 30 days of account opening.
Standard checking account with a Visa® Business Debit Card.
Free eStatements.
Free bill pay for active users. 50 free cleared checks per month.
This dividend-earning checking account offers a Visa® Business Debit Card.
Earn competitive dividends, tiered based on monthly balance.
Free bill pay for active users. 100 free cleared checks per month.
We offer full-service payroll processing options in partnership with Paychex ®.2
Fiserv Merchant Services2 offers a wide variety of POS options from Clover ® Solutions.
Easily deposit checks on-the-go with your SAFE Online Banking account.
Set your employees up for retirement with this pension plan.
SAFE's Financial Wellness Team offers resources for your employees to set themselves up for financial success.
Information on licensing, women owned businesses, and government resources.
Set alerts to keep track of spending, account balance, and large deposits & withdrawals.
Transferring funds between SAFE accounts is immediate. Move your money to and from checking, savings, money market, and more.
Skip the line at the branch or ATM. Securely deposit your checks in a snap from your phone into your desired SAFE account.
Misplace your debit card or think it’s lost or stolen? No problem. Turn your card off and on when you want or block your card to keep anyone from using it.
1 APY - Annual Percentage Yield as of . Introductory APY is limited to one account per tax reporting owner and available to accounts opened by December 31, 2025, who meet the following requirements: 1) Have no previous member relationship with SAFE Credit Union or have established a new membership within the 60 days prior to account opening, 2) Open a Level Up Money Market or Business Money Market account with a minimum deposit of $2,000 new money (coming from another financial institution), and 3) Maintain a minimum of $2,000 for the first three months from account open date. Once the three-month period has ended, or the balance falls below $2,000, the dividend rate reverts to the standard Level Up Money Market or Business Money Market variable rate in effect at that time. Introductory APY is paid only on the portion of the balance that falls within each specified tier. Monthly fee of $12 waived if average daily balance equals $2,000 or more. Fees may reduce earnings. Dividends are paid monthly. Special Introductory APY: $2,000-$25,000- 3.56%, Over $25,000- 2.48%-3.56%. Standard Business Money Market Tiers & variable APY's: %, %, %, %, %, %, %, %. 2 $12 monthly service fee waived if average daily balance equals $2,000 or more. 3 SAFE Credit Union offers this as a referral only and accepts no responsibility or liability for the service. Contracts and agreements are solely between the member and Paychex or Fiserv Merchant Services and strictly at the member's volition.
1 Must meet the following requirements to qualify for the New Business Checking and Visa $500 Promotion (Promotion): 1) Have no previous or existing business checking account with SAFE Credit Union, 2) Open a SAFE business checking account with $25 minimum deposit, and 3) Within 30 days of account opening (a) Have an end-of-day balance of $5,000 in the business checking account, (b) Apply, qualify, and open a SAFE Visa® Business Credit Card, and (c) Enroll in eStatements. Member must be in good standing at the time of promotional disbursement. Promotional amount will be posted to the business checking within 30 days of meeting promotion criteria. SAFE complies with applicable tax reporting requirements. Member is responsible for any federal, state, or local taxes. SAFE business checking account rates, fees, and terms can be viewed at www.safecu.org and will be provided prior to account opening. Any inquiries or disputes related to the promotion will be decided by SAFE Credit Union and must be submitted within 180 days of opening the account. Promotion subject to change or cancellation without notice. Promotion is limited to one business checking account per tax reporting owner. Cannot be combined with other account-opening offers. Offer valid through December 31, 2025. 2 SAFE Credit Union offers this as a referral only and accepts no responsibility or liability for the service. Contracts and agreements are solely between the member and Paychex or Merchant Services and strictly at the member's volition.
1 View Agreement for details. 2 SAFE Credit Union offers this as a referral only and accepts no responsibility or liability for the service. Contracts and agreements are solely between the member and Paychex or Merchant Services and strictly at the member's volition.
If you click "continue" below, you will be directed to a third party's web site. As a member service, SAFE Credit Union offers links to web sites of third parties whose products or services we believe offer good value and may be of interest to you. In some cases, if allowed by law, SAFE Credit Union may receive compensation from third parties whose products or services you purchase. Third parties are solely responsible for their web sites, products and services, and maintain their own consumer data privacy policies, which may differ from those of SAFE Credit Union. Use of third party services, products and web sites is solely at your discretion. To go to a third party web site, click "continue." To go back to SAFE Credit Union's web site, click "close."
Log In
Open a SAFE business account
Start your application online today
Connect with a Business Banking expert remotely
To comply with the California Consumer Privacy Act, SAFE Credit Union notifies individuals who are parties to business accounts/loans of the categories of personal information we may collect and how we use it. View our personal information collection practices.