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Auto Loans that get you moving

SAFE has a no-pressure approach to getting you the best auto loan for you. We’ll help you get pre-approved for a competitive rate with flexible terms, fast processing, and support from our financing experts. That way you can shop for cars with confidence. New, used, and refinance loan options are available. Let SAFE help drive your cash flow in a positive direction. Schedule an appointment today .

Auto Loan Options


New Auto

Rates as low as

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Used Auto

Rates as low as

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Rates as low as

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Let Us Help

Before you start your car-buying journey, talk to one of our dedicated Contact Center Specialist to answer questions you have about the approval and car buying process. Chat or call today.

* Rates and terms subject to change and may vary based on credit history, term, loan-to-value (LTV), model year, and vehicle miles. APR is for new vehicle purchase and refinance only for up to 48 months.

Competitive. Flexible. Supportive.


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New auto loan rates
as low as  APR1

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Terms up to
84 months2

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No payments
for 90 days3

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Personalized service
when you need us


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Why get pre-approved before you shop?

Get pre-Approved before you shop

Getting pre-approved before you shop means you can get excited about your next car because you know what you can afford. A dedicated SAFE Loan Fulfillment Specialist will partner with you to help you make an informed financing decision during the car buying process.

Pre-approval helps you understand the total dollar amount you can shop for. Make sure to factor in about 10% for taxes, DMV fees, and warranties. Also keep in mind that your final APR can only be determined after you’ve chosen the exact car you want, since it’s impacted by several factors including car age, mileage, make, and model.

Schedule an appointment

Safeguard with SAFE

You rely on your vehicle every day, so it’s important to protect it. Learn about affordable and practical protection options – including Guaranteed Auto Protection (GAP), Mechanical Breakdown Insurance (MBI), and SAFE Payment Protection (SPP) – so you’re better prepared for what’s down the road.4 It’s a part of the reason we’ll finance up to 125% of your auto purchase price.

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Shopping at a dealer?

Advantage of refinancing

Once you’re pre-approved, use our AutoSmart search engine to find the vehicle you want at our trusted dealer partners. Shop multiple dealers at one time for best pricing and vehicle selection.

Search: find the right car for you using a search function that sorts by make, model, price, year, mileage, and much more.

Build: choose the make and model you're looking for; then add on additional features available for that model.

Research: get specifics on various cars, including safety features, mpg, trip package options, and other useful specs.

Finance: filter your search so only autos in your price range are generated to choose from.

Research Your Next Car

1 Payment on a $25,000 loan at  APR for 84 months is $. Up to 125% financing. Rates and terms may vary and are based on credit history, term, loan-to-value (LTV), and amount financed. Rates, terms, and conditions subject to change. All loans subject to credit approval and membership eligibility.
2 APR accurate as of and available to well-qualified members. Requires minimum loan amount of $20,000. Not available for refinance of existing SAFE loan. Rates, terms, and conditions subject to change. Available on terms up to 48 months.
3 Finance charges begin accruing upon loan disbursal. See SAFE for terms and conditions.
4 Auto loan funding decisions are not impacted by a member's decision to purchase or decline MBI, GAP, and SSP.

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