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Personal Borrow Money

Home Loans

Finance the home of your dreams

Achieving homeownership is a huge milestone. Whether you’re looking to purchase your first home, are ready to move up, or are hoping to tap into your home’s equity, SAFE mortgage officers are here to help you.

Meet Our Mortgage Officers

For home loan sales assistance please call (916) 971-2599 or schedule an appointment.

First time homebuyer? Take the first steps towards homeownership.

I want to

Purchase a Home

I want to

Refinance a Home

I want to

Tap into my home

Home Buying Classes

Learn about the top ten topics, ranging from the types of programs available to minimizing your closing costs at our free seminar.

Ready to buy or sell a home?

Search for the home of your dreams. Save your search and get email alerts when new properties are available.

Search for homes
SAFE members
have earned
in rebates*

Search through our network of top, local real estate professionals to find one that is right for you.

Find an agent

Learn more about our HomeAdvantage® program »

SAFE Home Loan Programs

Buying a home can be one of the biggest investments you will ever make. SAFE offers low rates, ideal terms, and local processing to get you moving sooner!

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Today's Mortgage Rates

Loan Type




30-Year Fixed
15-Year Fixed
7/1 ARM

*APR effective

View Rates & Disclosures

  Financial Calculators

* The HomeAdvantage program is made available to you through a relationship between SAFE Credit Union and HomeAdvantage. Cash Rewards are awarded by HomeAdvantage to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using SAFE Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. SAFE Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you.

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