Personal Manage Your Money

Insurance & Protection Options

Ensure that you have more restful, worry-free nights by insuring your assets and preserving your credit rating. Plan ahead and protect yourself from life’s surprises – at SAFE, we make it easy and affordable. Learn more about your options below.

To enroll in SAFE’s Insurance and Protection options, , visit any SAFE branch, or call a helpful SAFE representative at (916) 979-7233 or (800) SEE-SAFE.

You could save $665* on car insurance

Worry-free protection against unexpected repairs

Contact Us

After spending time and money finding the perfect vehicle, you can safeguard your purchase with a coverage plan designed to financially protect you from the failure of major mechanical components.1

  • Three different coverage plans to fit your needs
  • Zero deductible for all plans
  • Fast, experienced, and professional claims administration
  • Coverage underwritten by "A"-rated (excellent) insurance companies
  • 24-hour roadside assistance
  • Car rental benefits
  • Tire coverage

Protect yourself in the event your vehicle is totaled or stolen

Contact Us

GAP covers the “gap” between what your car is worth and your auto loan amount. For example:

  • Original amount borrowed: $18,000
  • Amount owed at time of loss: $15,000
  • Vehicle value after 1 year: $10,000
  • Primary insurance deductible: $500
  • Total you’re responsible for (loan gap): $5,500
  • GAP coverage may help pay: $5,500
  • Total estimated out-of-pocket expense with GAP: $0







Financial security – letting you worry less and relax more.

Contact Us

SAFE Payment Protection helps protect you, your family, and your credit rating so you can have peace of mind knowing your monthly auto loan payments may be cancelled up to an agreement maximum without penalty, added interest, or being reported as delinquent to the credit bureau.
This optional protection includes:

  • Disability
  • Death
  • Involuntary unemployment

Protect the equity you have in your vehicle

Contact Us

The TotalRestart Protection benefits:

  • Help borrowers replace total loss vehicle with one similar to the one originally purchased.
  • Provide borrower coverage beyond just forgiving the loan.
  • Minimize uncertainty over need for GAP
  • Protects down payment and hard-earned equity.

The TotalRestart Protection benefit will be calculated as the difference between the covered vehicle purchase price3 at the TotalRestart contract effective date less the covered vehicle’s actual cash value (ACV)3, up to the maximum benefit amount selected.

Total loss must take place during membership term.

Vehicle purchase price: $24,499
MSRP or NADA clean retail: $25,200
Lesser of purchase price or NADA: $24,499
Primary settlement: $20,300
NADA value at time of loss: $20,800
Greater of primary settlement or NADA: $20,800
TotalRestart Benefit: $3,6993

1 The vehicle must be maintained according to the manufacturer’s specifications. Refer to the certificate for complete details
2 Auto loan funding decisions are not impacted by a member’s decision to purchase or decline MBI, GAP Coverage, or SPP.
3 Subject to Maximum Coverage Limit selected.

Home, Auto, Life, and Renters Insurance

Take the legwork out of comparison shopping for home, auto, and life insurance by using the TruStage® Auto and Home Insurance Program.

Request a no-obligation insurance quote from TruStage today.

Get Started

Up to $2,000 AD&D coverage paid for you*

There’s no cost to you for this credit union-paid accidental death and dismemberment *(AD&D) insurance. Click for full details including exclusions and limitations.

Learn more
accidental sickness insurance

Recuperative Care Plan Group Accident and Sickness Insurance

With Recovery Benefits from CHUBB, you get paid to get better.

Learn More

Hospital Accident Insurance Plan

When an accident puts you in the hospital, you get cash benefits paid directly to you.

Learn more

Life Insurance for Real Life

SAFE Credit Union has teamed up with myLifeApp to offer a range of whole life and term life insurance options to fit your budget and needs. New solutions include Mortgage Protection and Income Replacement policies that can be tailored for your unique circumstances. Let myLifeApp do the comparison shopping for you among multiple insurance providers to select the plan that can give you peace of mind.

Get Started

Educational Resources

Hi! Let’s get started.

Forgot User ID or Password

Not enrolled? Get Started!