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Insurance & Protection Options

Ensure that you have more restful, worry-free nights by insuring your assets and preserving your credit rating. Plan ahead and protect yourself from life’s surprises – at SAFE, we make it easy and affordable. Learn more about your options below.

To enroll in SAFE’s Insurance and Protection options, , visit any SAFE branch, or call a helpful SAFE representative at (916) 979-7233 or (800) SEE-SAFE.


Worry-free protection against unexpected repairs

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After spending time and money finding the perfect vehicle, you can safeguard your purchase with a coverage plan designed to financially protect you from the failure of major mechanical components.1

  • Three different coverage plans to fit your needs
  • Zero deductible for all plans
  • Fast, experienced, and professional claims administration
  • Coverage underwritten by "A"-rated (excellent) insurance companies
  • 24-hour roadside assistance
  • Car rental benefits
  • Tire coverage

Protect yourself in the event your vehicle is totaled or stolen

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GAP covers the “gap” between what your car is worth and your auto loan amount. For example:

  • Original amount borrowed: $18,000
  • Amount owed at time of loss: $15,000
  • Vehicle value after 1 year: $10,000
  • Primary insurance deductible: $500
  • Total you’re responsible for (loan gap): $5,500
  • GAP coverage may help pay: $5,500
  • Total estimated out-of-pocket expense with GAP: $0

Financial security – letting you worry less and relax more.

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SAFE Payment Protection helps protect you, your family, and your credit rating so you can have peace of mind knowing your monthly auto loan payments may be cancelled up to an agreement maximum without penalty, added interest, or being reported as delinquent to the credit bureau.
This optional protection includes:

  • Disability
  • Death
  • Involuntary unemployment

1 The vehicle must be maintained according to the manufacturer’s specifications. Refer to the certificate for complete details
2 Auto loan funding decisions are not impacted by a member’s decision to purchase or decline MBI, GAP Coverage, or SPP.

Home, Auto, Life, and Renters Insurance

Take the legwork out of comparison shopping for home, auto, and life insurance by using the TruStage® Auto and Home Insurance Program.

Request a no-obligation insurance quote from TruStage today.

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AD&D Insurance

Increase your loved-ones’ financial security with AD&D (Accidental Death & Dismemberment) insurance from Minnesota Life Insurance Company.

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Accident and Sickness Insurance

With Recovery Benefits from CHUBB, you get paid to get better.

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Life Insurance

SAFE Credit Union has teamed up with myLifeApp to offer a range of term life insurance options to fit your budget and needs.
Let myLifeApp do the comparison shopping for you among multiple insurance providers to select the plan that can give you peace of mind.

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Educational Resources

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