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At certificate maturity, you have time to decide where your funds go, otherwise SAFE reinvests them into a new certificate.
Earned dividend payments are credited monthly and may be withdrawn without penalty at any time.
Funds are insured up to at least $250,000 by the NCUA.
Start building your savings quickly and easily with our , and watch your savings grow.
APY†
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Earn higher dividends on your balances, with terms ranging from three to 60 months.
As high as APY† with a minimum deposit of $500
As high as APY† with a minimum deposit of $25,000
- months
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Take advantage of a rate increase if one becomes available during your 12 or 24-month certificate term.
APY† with a term of
Add money to the certificate during the term, as much and as often as you'd like, during the 12-month term.
Annual Percentage Yield (APY) accurate as of and subject to change. Dividends paid monthly. Certificate penalties for early withdrawal may apply. Fees may reduce earnings on accounts.
†View Rates & Disclosures
The dividend rate is the total income for a dividend-yielding asset earned during a fiscal year. For example, if you invest $10, you will first earn dividends on that $10. But every month after, you’ll earn dividends on the $10 plus dividends on your dividends.
APY is the total amount of dividends you earn on a deposit account over one year.
Get the numbers you need to make confident decisions about your savings goals.
Browse SAFE blog articles about savings:
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