Please choose whether this site may use cookies or related technologies as described below.
Required Cookies Required to enable core site functionality and provide secure log-in for online banking.
Functional Cookies Necessary to provide a full visitor experience, including live chat.
Marketing Cookies Allows us to analyze site usage to improve performance and serve ads on third party advertisers that are relevant to your interest.
Save My Preferences
Learn more about how this site uses cookies by reading our Privacy Statement.
At SAFE Credit Union we don't answer to shareholders, we answer to members. We answer to you. We sincerely hope you'll give us the opportunity to put YOU first.
What are you saving for? Whether it's a new car, a house, a dream vacation, or just saving for a rainy day, SAFE has a savings solution to help you reach your financial goals.
At SAFE we understand that borrowing money is often essential to making dreams a reality. Our professional experts are here to help - so let's get started. .
View balances, transfer money between your accounts, make a deposit, and much more. You get 24/7 access to your accounts from home, work, or anywhere in the world.
IOS App Rating/Android App Rating 4.8
Empower your future. Take advantage of our useful webinars to improve your financial well-being.
SAFE offers everything you need to manage your growing business, including full-service checking and savings accounts. Start your application online today.
Learn more about SAFE's Business Banking accounts, loans, and services directly from one of our experts.
Our advisors have the tools and experience to help you evaluate your situation and adapt your investment plan, when necessary, as your financial situation evolves.
SAFE Credit Union awards grants and scholarships. Learn how you can apply or nominated someone.
Log in and go to Member Benefits to see exclusive member pre-sales, discounts and more!
Learn how adding our suite of financial health services to your employee benefits package can help you solidify your position as an employer of choice.
Checking Accounts
Checking that keeps you connected.
makes payments easy and secure.
when you sign up for direct deposit.
so your money is always close at hand.
Our most popular checking account created for everyday users. Earn dividends on your day-to-day balance.
Earn % APY on your first .2
Early Payday with Direct Deposit.1 $25 minimum opening deposit.
Easy, stress-free checking for a simplified banking experience.
No monthly service fee.
Account tailored to those with high account balances.
Earn dividends, tiered based on daily balance.
Check out our Kid and Teen account options to start your child's financial journey.
Log In Join
Log in to open a new SAFE account in minutes.
Welcome! Open your new SAFE account in minutes.
Add your debit card to your digital wallet directly from the SAFE Mobile App.
Pay friends and family in a snap with SAFE Pay.
Choose a fee-free overdraft transfer option in case you overdraw from checking.
Our tap to pay debit card makes payments easy and secure.
The NCUA federally insures your funds to at least $250,000.
Visit our local branches to bank with our friendly SAFE Representatives.
Set alerts to keep track of spending, account balance, and large deposits & withdrawals.
Transferring funds between SAFE accounts is immediate. Move your money to and from checking, savings, money market, and more.
Skip the line at the branch or ATM. Securely deposit your checks in a snap from your phone into your desired SAFE account.
Misplace your debit card or think it’s lost or stolen? No problem. Turn your card off and on when you want or block your card to keep anyone from using it.
1 With Early Payday, SAFE may make incoming direct deposits made through ACH available for use up to two days before the scheduled payment date. Early availability of direct deposits is not guaranteed and may vary from deposit to deposit. Funds availability may depend on when we receive the originator’s instructions, any limitations we set on the amount of early availability, and fraud prevention screening. Funds not eligible for Early Payday deposits or credits to your account, include deposits of physical checks or remote check deposits, and other online transfers or electronic credits. 2 Annual Percentage Yield (APY) accurate as of and subject to change monthly. APY of % paid only on the portion of your daily balance that is less than or equal to . APY of paid on balances of or more. Two monthly requirements must be met to receive dividends on Perfect Cents Checking: 1) Active enrollment in eStatements; 2) Minimum of 10 debit and/or credit card purchase transactions post and settle each month. For credit card transactions to count towards the requirement, the credit card must be established under the tax reporting owner of the Perfect Cents Checking account. Fees may reduce earnings on accounts.
The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.
Digital Wallets
Beyond Everyday Banking
Browse SAFE blog articles:
Zogo, Learn & Earn App
Learn about finances as easily as playing a game on your phone! The Zogo app brings fun to learning and an opportunity to earn rewards like gift cards to your favorite places.
If you click "continue" below, you will be directed to a third party's web site. As a member service, SAFE Credit Union offers links to web sites of third parties whose products or services we believe offer good value and may be of interest to you. In some cases, if allowed by law, SAFE Credit Union may receive compensation from third parties whose products or services you purchase. Third parties are solely responsible for their web sites, products and services, and maintain their own consumer data privacy policies, which may differ from those of SAFE Credit Union. Use of third party services, products and web sites is solely at your discretion. To go to a third party web site, click "continue." To go back to SAFE Credit Union's web site, click "close."
Not enrolled? Get Started!
Open a SAFE business account