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Cash Back Visa® Credit Card

Take a breather with 0% APR.

Get 0% APR on balance transfers to a SAFE Visa® credit card for the first 12 billing cycles with a variable   APR thereafter.*

Make The Move

Cash Back Visa® Credit Card

Earn cash back on every purchase.

Apply Now

A couple with bikes

Cash back your way.

Apply cash back to your card balance, or cash out for a nice dinner—you decide.

5%

Choose one cash back bonus category each quarter.

3%

Get automatic cash back on gas, EV charging stations, groceries, and dining.

1%

Purchases on everything else get cash back, too.

Get 5% cash back on your favorite category.

Choose one.

January - March

Utility Companies
Gym & Health Clubs
Department & Discount Stores

Already have a Cash Back credit card?

Log in to choose your next category now.

Choose Category

For exclusive Visa® benefits.

As a Visa® cardholder, you're eligible for these no-cost or discounted benefits.

SAFE Credit Union Visa Benefits

Roadside Dispatch
A pay-per-use roadside assistance program. The program provides you with security and convenience wherever your travels take you. No membership or pre-enrollment is required. No annual dues. No limit on usage. Learn more.

Extended Warranty Protection
Helps you manage, use, and extend the warranties for eligible items purchased on your Cash Back Visa Credit Card. Get Details.

ID Navigator powered by NortonLifeLock
Alerts you to identity threats, helps restore your identity, and gives you greater control over your online privacy.

Dovly Uplift®
Designed to help you (re)build, monitor, and protect your credit.

Shipt same-day delivery
From groceries to household essentials, you can get it all delivered same-day.

 

 

* Balance transfer(s) must be submitted by April 28, 2026. 0.00% Promo APR good for first 12 billing cycles after the first initiated balance transfer. Variable APR thereafter is   to  , and is accurate as of  . For new cardholders, APR may vary and is based on your creditworthiness and will vary with the market based on the U.S. Prime Rate. For existing cardholders, see your Credit Card Agreement and Truth-in-Lending Disclosure for your APR details. Payment may take up to two (2) weeks to process by the other financial institution. Foreign Transaction: Up to 1% of each transaction in U.S. dollars. Late Payment: $15 or the current minimum payment amount, whichever is less. Cash Back, Cash Back+, and Essential Credit Cards have a Cash Advance fee of either $10 or 3% of the amount of each transfer, whichever is greater. Rates, terms, and conditions subject to change. Exclusions: Smart Visa Credit Card and transfers from existing SAFE loans are excluded from promotional offer.

The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.

The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.