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SAFE puts YOU first

You work hard to reach your goals.
Banking with SAFE helps make them a reality.

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SAFE Membership Perks

Icon - Low Fees, Competitive Rates
Low Fees, Competitive Rates

Enjoy the benefits of a SAFE membership with competitive loan and savings rates and low fees.

Icon - Exceptional Service
Exceptional Service

Our Sacramento-based local member reps are here for you. Reach us online, over the phone, or at branch near you.

Icon - Bank when and where you want
Bank when and where you want

Manage your account 24/7 with the SAFE Mobile App and Online Banking. Access in-person service at SAFE branches or through shared branching.

Icon - Exclusive Member Discounts
Exclusive Member Discounts

Enjoy member-exclusive offers and discounts that save you money on a SAFE auto loan, insurance policies, HomeAdvantage cash rewards1 and more.

  Google Review

The best credit union you could belong to. I've been a customer there for years and they've always taken care of me. I highly recommend it.

— Laurene B.

 Yelp Review

My wife and I have been doing business with them for over 30 years and have never had a problem with any transaction. The services provided are excellent and the staff is very friendly.

— Ward J.

 Google Review

I switched my business to SAFE and I couldn't be happier. I do a lot of transactions and even though it's a lot more work than a regular account, the staff there is ALWAYS friendly and helpful. They bring a positive felling when you go in there.

— Scott R.

 Yelp Review

I've been banking with SAFE since I was a young adult. Sadly we do not have a Safe Credit Union in my state so I make it a point to stop in when I'm in town.I always enjoy the customer service and the time their workers spend with their customers.

— Michelle B.

What You'll Need to Join

You will need the following information in order to complete the application:

  • Government issues ID/Drivers License/State ID with current address or Passport
  • Your complete physical and mailing address
  • Social Security Number
  • Date of Birth

Get Started

Advantage of refinancing

Why join a credit union instead of a bank? Because we're all about YOU.

To big banks, you're just an account number. To us, you're a neighbor, a co-worker, a friend. We put YOU first and we're here to serve.

1 The HomeAdvantage program is made available to you through a relationship between SAFE Credit Union and HomeAdvantage. Program Cash Rewards are awarded by HomeAdvantage to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using SAFE Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. SAFE Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you.

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