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Personal Grow Your Money

Money Market

Money Market accounts offer higher dividends than a traditional savings account while still providing accessibility to your funds. With higher dividends and flexibility, meeting your savings goals has never been easier.

At A Glance

Earn competitive rates while keeping your funds readily available.

Features
  • Earn dividends with a straightforward tiered rate based on daily balances.
RATES

As high as
APY

Minimum Deposit

Preferred Money Market

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At A Glance

Flexible access to your funds while saving for short-term goals.

Calculate the APY you'll earn with our Preferred Money Market Calculator

Features
  • Earn dividends through our split-rate, tiered-rate structure.  Offers six dividend rate tiers.
RATES

As high as
APY

Minimum Deposit

All SAFE Money Market Accounts Feature:

Dividends paid monthly

Dividends from the Money Market account are earned on a monthly basis.

No fees on average daily balances

No fees on average daily balances of $2,000 or more.1

Free online banking and SAFE Mobile App

Download the app and manage your account.2

Overdraft protection

Overdraft protection for your SAFE checking account.

Check-writing

Check-writing ability (six checks may clear per month.)

Insured by NCUA

Funds are federally insured by NCUA to at least $250,000.

Did you know? Money Market Account 101

Dividends

The dividend rate is the total income for a dividend-yielding asset earned during a fiscal year. For example, if you invest $10, you will first earn dividends on that $10. But every month after, you’ll earn dividends on the $10 plus dividends on your dividends.

APY

APY is the total dividend rate you earn on a deposit account over one year.

Tiered Dividends

A tiered-rate account pays dividends at different rates based on account balances.

Liquid Funds

Money Market products allow you to access your money in person when you need it.

Have questions about SAFE Savings Accounts?

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Educational Resources

Financial Calculators

Get the numbers you need to make confident decisions about your savings goals.

Compute the monthly deposit you'll need to reach a savings goal

Preferred Money Market Calculator

Financial Fitness Academy

We've made understanding the power of savings easy.

Use the SAFE Budgeting Tool to help you achieve your financial goals

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