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Get monthly, higher-yield dividends than traditional savings.
Deposit and withdraw funds when you need them.
Funds are insured up to at least $250,000 by the NCUA.
Earns highest dividend rate for which daily balance qualifies on entire account balance.
Earn as high as APY†
$25 minimum opening deposit.
Earn as high as APY †
Earns dividends through our tiered-rate structure. Offers six dividend rate tiers.
Earn APY †on your first $2,000.
Preferred Money Market Calculator
Check balances, move money, & make deposits securely, right from your phone.
Give your account a name to track your specific savings goal for the account.
Use your account as a fee-free safety net if your checking account is ever overdrawn.
No monthly service fees on average daily balances of $2,000 or more.1
Access your money with check-writing when you need it most.
Visit our local branches and bank with our friendly SAFE Team.
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The money a credit union pays you for keeping your money on deposit is called a dividend. Your money also grows with compounding. For example, if you deposit $100, you will earn dividends on that $100 in the first month. And, every month after, you’ll earn dividends on the $100, plus dividends on your dividends.
A tiered-rate account pays dividends at different rates based on account balances.
Annual Percentage Yield (APY) gives you the most accurate idea of what your money could earn in a year. APY includes your rate and the frequency of compounding dividends. The higher the APY, the more earnings for you!
Money Market products allow you to access your money in person when you need it.
Find out the APY you'll earn with a specific balance in a Preferred Money Market account.
This calculator is for illustrative purposes only and does not reflect actual dividend earnings. APY is subject to change. Withdrawing funds before one year will result in a different amount of dividends paid.
Dividends paid on the portion of the balance that falls within each specified tier. For example, you maintain a balance of $25,000. The first $2,000 earns the dividend rate of %, and the balance of $23,000 earns the dividend rate of %. The Preferred Money Market APY for this example is %.
*$12 monthly fee waived with average daily balance of $2,000 or more, or for Capitol Club. Minimum opening deposit of $25. Dividends paid on the portion of the balance that falls within each specified tier. Annual Percentage Yield (APY) accurate as of and subject to change without notice. Variable rate may change after account opening. Fees may reduce earnings. Limit one Preferred Money Market Account per member.
1 $12 monthly service fee waived if average daily balance equals $2,000 or more, or for Capitol Club.
Get the numbers you need to make confident decisions about your savings goals.
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Learn about finances as easily as playing a game on your phone! The Zogo app brings fun to learning and an opportunity to earn rewards like gift cards to your favorite places.
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