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Personal Grow Your Money

Money Market

Money Market accounts offer higher dividends than a traditional savings account while still providing accessibility to your funds. With higher dividends and flexibility, meeting your savings goals has never been easier.

Capitol Access
Money Market

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At A Glance

Earn competitive rates while keeping your funds readily available.

Features
  • Offers eight dividend rate tiers
  • Earn dividends on your average daily balance
RATES

As high as
APY

Minimum Deposit

Preferred Money Market

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View rates & disclosures

At A Glance

Flexible access to your funds while saving for short-term goals.

Calculate the APY you'll earn with our Preferred Money Market Calculator

Features
  • Earn dividends through our split-rate, tiered-rate structure. Offers six dividend rate tiers.
RATES

APY
on your first $2,000.

Minimum Deposit

All SAFE Money Market Accounts Feature:

Dividends paid monthly

Dividends from the Money Market account are earned on a monthly basis.

No fees on average daily balances

No fees on average daily balances of $2,000 or more.1

Free online banking and SAFE Mobile App

Download the app and manage your account.2

Overdraft protection

Overdraft protection for your SAFE checking account.

Check-writing

Check-writing ability (six checks may clear per month.)

Insured by NCUA

Funds are federally insured by NCUA to at least $250,000.

1 $12 monthly fee waived with average daily balance of $2,000 or more, or for Capitol Club. Minimum opening deposit of $25. Dividends paid on the portion of the balance that falls within each specified tier. Annual Percentage Yield (APY) accurate as of and subject to change without notice. Variable rate may change after account opening. Fees may reduce earnings 2 Standard carrier rates and fees apply.

Did you know? Money Market Account 101

Dividends

The money a credit union pays you for keeping your money on deposit is called a dividend. Your money also grows with compounding. For example, if you deposit $100, you will earn dividends on that $100 in the first month. And, every month after, you’ll earn dividends on the $100, plus dividends on your dividends.

APY

Annual Percentage Yield (APY) gives you the most accurate idea of what your money could earn in a year. APY includes your rate and the frequency of compounding dividends. The higher the APY, the more earnings for you!

Tiered Dividends

A tiered-rate account pays dividends at different rates based on account balances.

Liquid Funds

Money Market products allow you to access your money in person when you need it.

Have questions about SAFE Savings Accounts?

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Educational Resources

Financial Calculators

Get the numbers you need to make confident decisions about your savings goals.

Compute the monthly deposit you'll need to reach a savings goal

Preferred Money Market Calculator

Financial Fitness Academy

We've made understanding the power of savings easy.

Use the SAFE Budgeting Tool to help you achieve your financial goals

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