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Money Market

Money Market accounts offer higher dividends than a traditional savings account while still providing accessibility to your funds. With higher dividends and flexibility, meeting your savings goals has never been easier.

Capitol Access
Money Market

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At A Glance

Earn competitive rates while keeping your funds readily available.

  • Offers eight dividend rate tiers
  • Earn dividends on your average daily balance

As high as

Minimum Deposit

Preferred Money Market

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View rates & disclosures

At A Glance

Flexible access to your funds while saving for short-term goals.

Calculate the APY you'll earn with our Preferred Money Market Calculator

  • Earn dividends through our split-rate, tiered-rate structure. Offers six dividend rate tiers.

on your first $2,000.

Minimum Deposit

All SAFE Money Market Accounts Feature:

Dividends paid monthly

Dividends from the Money Market account are earned on a monthly basis.

No monthly service fees on average daily balances

No monthly service fees on average daily balances of $2,000 or more.1

Free online banking and SAFE Mobile App

Download the app and manage your account.2

Overdraft protection

Overdraft protection for your SAFE checking account.


Access your money with check-writing when you need it most.

Insured by NCUA

Funds are federally insured by NCUA to at least $250,000.

1 $12 monthly service fee waived if average daily balance equals $2,000 or more, or for Capitol Club. 2 Standard carrier rates and fees apply.

Did you know? Money Market Account 101


The money a credit union pays you for keeping your money on deposit is called a dividend. Your money also grows with compounding. For example, if you deposit $100, you will earn dividends on that $100 in the first month. And, every month after, you’ll earn dividends on the $100, plus dividends on your dividends.


Annual Percentage Yield (APY) gives you the most accurate idea of what your money could earn in a year. APY includes your rate and the frequency of compounding dividends. The higher the APY, the more earnings for you!

Tiered Dividends

A tiered-rate account pays dividends at different rates based on account balances.

Liquid Funds

Money Market products allow you to access your money in person when you need it.

Have questions about SAFE Savings Accounts?

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Educational Resources

Financial Calculators

Get the numbers you need to make confident decisions about your savings goals.

Compute the monthly deposit you'll need to reach a savings goal

Preferred Money Market Calculator

Financial Fitness Academy

We've made understanding the power of savings easy.

Use the SAFE Budgeting Tool to help you achieve your financial goals

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