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Personal Borrow Money Credit Cards

Cash Back+ Visa Signature® Credit Card

SAFE Cash Back+ Visa Signature Credit Card
0% Intro APR for the first 6 billing cycles the account is open, with variable APR thereafter.

 Variable APR

Earn cash back on purchases*

5% on a revolving bonus category of your choice. 3% on essentials, like gas, groceries, and dining. 1% on everything else. See our bonus categories!


Redeem, your way

Redeem as little as $10, either as a one-time or automatic redemption. Apply cash back to your card balance, deposit them into your SAFE account, or go out for a nice dinner—you decide.


Experience more of life with Visa Signature®

When your card says Visa Signature®, you'll enjoy access to unique opportunities and exclusive benefits year-round—adding value, class, and convenience to your life.  See additional benefits.


Exclusive Visa® benefits

Services like ID Navigator powered by NortonLifeLock, Dovly Uplift credit engine, Shipt same-day delivery, Sofar Sounds events, and Skillshare learning platform are no-cost or discounted benefits available to you. Plus, take advantage of complimentary Roadside Dispatch, Travel Accident Insurance, Baggage Delay Reimbursement, Event Ticket Protection, Porch Piracy Protection and much more. Card Benefits

Contacatless Pay Icon

Tap to pay payment feature

For a convenient and secure way to make everyday purchase, tap to pay with your credit card wherever you see the Contactless Symbol.


Free yourself from fees

This card features no annual fee and no balance transfer fee. Plus, you can skip the cash advance fee if the advance is taken at any SAFE ATM, or via CALL-24 Phone Banking or SAFE Online Banking.

Visa Signature Benefits Await

Visa Signature® Benefits Await

Sonoma Wine Country
Sonoma Wine Country
Over 50 select Sonoma County wineries offer you complimentary wine tastings and other savings on wine and food experiences.1
Troon Golf Properties
Troon Golf Properties
Troon Rewards® Program connects you to premier loyalty rewards and discounts at over 90 golf courses. Earn free rounds of golf, discounts on golf fees, and more. The more you play, the more you earn!2
Concierge Service
Concierge Service
Complimentary, 24-hour service assists you with booking travel, finding event tickets, making dinner reservations, and more.
Cardholder Protection
Cardholder Protection
Remarkable cardholder protection, like Event Ticket Protection, Porch Piracy Protection, and Extended Warranty Protection, covers you when you need it most.
Trip Cancellation and Interruption Insurance
Trip Cancellation and Interruption Insurance
Life happens and with it, unforeseen circumstances that could disrupt your travel plans. Fortunately, these benefits are in place to help you when the unexpected arises.
Luxury Hotels
Luxury Hotels
More than 900 Visa Signature luxury resorts, exclusive boutiques, and private retreats worldwide welcome you with special guest status.

5% Cash Back
Bonus Categories

January - March, 2024

Gyms & Health Clubs
  • Gyms & Health Clubs
  • Wholesale Clubs
  • Clothing Stores
  • Utility Companies

April - June, 2024

  • Hardware Stores
  • Wholesale Clubs
  • Cable Streaming
  • Travel

July - September, 2024

  • Amazon**
  • Discount & Department Stores
  • Utility Providers
  • Hotels
  • Theme Parks & Attractions

October - December, 2023

  • Amazon**
  • Discount Stores
  • Utility Companies
  • Travel
Visa Signature Testimonials

Meet our Happy Cardholders


Tips to quickly earn cash rewards

Tips to quickly earn cash back

Connect all the things you love in life to your cash rewards credit card to maximize your cash back. Use our personalized to-do list to help.

Get Started

1 Certain restrictions and limitations apply. Benefits vary at select Sonoma County wineries and are subject to change at any time.
2 Visa Signature® Credit cardholders are entitled to receive complimentary Silver Status in the Troon Rewards® program. Existing Troon Rewards members will be upgraded to the next membership level. Members must remain active in the Troon Rewards Program to retain the Points they accumulate.

** purchases exclude subscription and subsidiary services including but not limited to: Amazon Prime Membership Renewal, Amazon Music & Video, Audible, Amazon Pantry, Kindle, Twitch, or Whole Foods.
The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.

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