All loans subject to approval.
Borrow responsibly
We encourage students and families to start with savings, grants, scholarships, and federal
student loans to pay for college. Students and families should evaluate all anticipated monthly loan
payments, and how much the student expects to earn in the future, before considering a private
student loan.
These loans are made by Sallie Mae Bank or a lender partner. SAFE Credit Union is not the creditor
for these loans and is compensated by Sallie Mae for the referral of loan customers.
Smart Option Student Loan and graduate loan products: This information is for borrowers attending
degree-granting institutions only. Smart Option Student Loan information is for undergraduate
borrowers only. You must be attending a participating school located in the U.S. or have attended
one during an eligible prior enrollment period. You must be a U.S. citizen or a permanent resident
or a non-U.S. citizen borrower with a creditworthy cosigner (who must be a U.S. citizen or permanent
resident) and required U.S. Citizenship and Immigration Service (USCIS) documentation. U.S. citizens
and permanent residents enrolled in eligible study abroad programs or who are attending or have
attended schools located outside the U.S. are also eligible. For the Dental School Loan, Law School
Loan, MBA Loan, and Medical School Loan, students must be enrolling in a graduate-level degree
program in a field of study eligible for the loan. Graduate Certificate/Continuing Education
coursework is not eligible. Applications are subject to a requested minimum loan amount of $1,000.
Current credit and other eligibility criteria apply.
Parent Loan: This information is for borrowers with students attending degree-granting institutions
only. The student is not eligible to be a borrower or cosigner and must be attending or have
attended a participating school during an eligible prior enrollment period, or be enrolled in an
eligible study abroad program. The borrower, cosigner and student must be U.S. citizens or permanent
residents. The school may refund loan funds directly to the student, and if that occurs, borrower
and cosigner (if applicable) would still be responsible for repaying that amount to Sallie Mae.
Applications are subject to a requested minimum loan amount of $1,000. Current credit and other
eligibility criteria apply.
1 Although we do not charge you a penalty or fee if you prepay your loan, any
prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then
to Unpaid Interest, and then to Current Principal.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME
WITHOUT NOTICE.
© 2018 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie
Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other
names and logos used are the trademarks or service marks of their respective owners. SLM Corporation
and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United
States of America.