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Credit Cards

Instant purchasing power at home, on vacation, or almost anywhere you shop

SAFE offers a variety of credit cards to fit your lifestyle. Explore all the possibilities below.

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Special Offer
PLATINUM CASH REWARDS VISA® CARD

CASH REWARDS VISA® CARD

Special Offer: 0% intro APR for 12 months on new purchases; with a variable APR as low as 13.49% APR thereafter1

Earn unlimited cash back on every purchase. 5% cash back on one revolving bonus category of your choice + 3% when you dine at restaurants, or buy groceries or gas + 1% on everything else.

  • Schedule one-time or automatic redemptions when you earn $10 in rewards
  • Apply rewards to your card balance, deposit them into your SAFE account, or donate them to charity – you decide!
  • No annual fee
  • No balance transfer fee
  • Credit limits up to $25,000
  • 25-day grace period on purchases
  • No cash advance fee if the cash advance is taken at any SAFE ATM, through CALL-24 Phone Banking, or through SAFE Online Banking
  • SAFEGUARD protection against unauthorized transactions
  • Visa® Everyday Discounts
  • Complimentary Travel Accident Insurance
  • Complimentary Warranty Manager Service
  • Complimentary Auto Rental Collision Damage Waiver
  • A convenient source of overdraft protection for your SAFE checking account

1 0.00% Introductory APR on new purchases for 12 months, available to well-qualified applicants only. APR after intro period ranges from 13.49% to 19.49%, and is accurate 10/23/2017. Your APR is determined by your credit history. This APR will vary with the market based on the Prime Rate. Cash Advance Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater. Late Payment Fee: $15 or the current minimum payment amount, whichever is less. Returned Payment Fee: Up to $10. Foreign Transaction Fee: 1% of each transaction in U.S, dollars. Rates, terms, and conditions subject to change.

SAFE Platinum Visa Card

PLATINUM REWARDS VISA® CARD

If you love to travel, this card can help you get one step closer to your dream destination. Pay with your points or a combination of points and cash. We make it easy for you to get away!

  • Earn one reward point, redeemable for travel and merchandise, with every $1 spent in net retail purchases
  • No foreign transaction fees
  • No annual fee
  • Credit limits up to $25,000
  • 25-day grace period on purchases
  • No cash advance fee if the cash advance is taken at any SAFE ATM, or via CALL-24 Phone Banking or SAFE Online Banking
  • SAFEGUARD protection against unauthorized transactions
  • Complimentary Travel Accident Insurance
  • Visa® Everyday Discounts
  • Complimentary Warranty Manager Service
  • Complimentary Auto Rental Collision Damage Waiver
  • A convenient source of overdraft protection for your SAFE checking account
SAFE Platinum Visa Card

PLATINUM VISA® CARD

If you tend to carry a balance, this is the card for you. A low interest rate and valuable perks make this card a must-have.

  • No annual fee
  • Credit limits up to $25,000
  • 25-day grace period on purchases
  • No cash advance fee if the cash advance is taken at any SAFE ATM, through CALL-24 Phone Banking, or through SAFE Online Banking
  • SAFEGUARD protection against unauthorized transactions
  • Complimentary Warranty Manager Service
  • Complimentary Auto Rental Collision Damage Waiver
  • A convenient source of overdraft protection for your SAFE checking account
AEROSPACE MUSEUM OF CALIFORNIA PLATINUM REWARDS VISA® CARD

AEROSPACE MUSEUM OF CALIFORNIA PLATINUM REWARDS VISA® CARD

Support the Aerospace Museum of California every time you shop.

  • 1% of the interest you pay on balances goes to the Aerospace Museum of California
  • Earn points towards travel and merchandise rewards with every dollar spent in net retail purchases
  • No annual fee
  • Credit limits up to $25,000
  • 25-day grace period on purchases
  • No cash advance fee if the cash advance is taken at any SAFE ATM, through CALL-24 Phone Banking, or through SAFE Online Banking
  • SAFEGUARD protection against unauthorized transactions
  • Complimentary Warranty Manager Service
  • Complimentary Auto Rental Collision Damage Waiver
  • A convenient source of overdraft protection for your SAFE checking account
SHARE SECURED VISA® CARD

SHARE SECURED VISA® CARD

This is the perfect card if you're building your credit or just starting out.1

  • Credit limits up to $20,000
  • 25-day grace period on purchases
  • No cash advance fee if the cash advance is taken at any SAFE ATM, through CALL-24, or through SAFE Online Banking
  • Convenient overdraft protection source for your SAFE checking account

1 These credit cards are secured. SAFE Credit Union has a security interest in all shares, dividends on shares, and deposits (excluding Individual Retirement Account shares) which you now have or hereafter may have in this credit union.

Reward Yourself

Discover how to maximize your travel or cash rewards.


SAFE Payment Protection

Life can be unpredictable. Learn how SAFE Payment Protection helps protect you, your family, and your credit rating if you’re unexpectedly unemployed, ill, or injured.


Take the Express Lane, Online

With Visa Checkout, easily pay online at your favorite stores with a single sign in.


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Report a Lost or Stolen Card

Use SAFE's online notification center to report a lost or stolen card, report a billing error, or fraudulent charge.

You can also call us at (916) 979-7233 or (800) SEE-SAFE or chat now.

SAFE GoPrepaid Visa® Card

Manage your everyday spending.

SAFE Visa® Gift Cards

Give the gift that everyone will love.

Verified by Visa

Verified by Visa is an innovative service offering secure Internet shopping by using your preferred form of Internet payment – your SAFE Visa® Card. Verified by Visa lets you add a personal password to your existing card, getting added security, and the reassurance that only you can use your card online. To register for this service, please visit the Verified by Visa registration site . You may also enroll with any participating Verified by Visa merchant.

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