Please choose whether this site may use cookies or related technologies as described below.
Required Cookies Required to enable core site functionality and provide secure log-in for online banking.
Functional Cookies Necessary to provide a full visitor experience, including live chat.
Marketing Cookies Allows us to analyze site usage to improve performance and serve ads on third party advertisers that are relevant to your interest.
Save My Preferences
Learn more about how this site uses cookies by reading our Privacy Statement.
At SAFE Credit Union we don't answer to shareholders, we answer to members. We answer to you. We sincerely hope you'll give us the opportunity to put YOU first.
What are you saving for? Whether it's a new car, a house, a dream vacation, or just saving for a rainy day, SAFE has a savings solution to help you reach your financial goals.
At SAFE we understand that borrowing money is often essential to making dreams a reality. Our professional experts are here to help - so let's get started. .
View balances, transfer money between your accounts, make a deposit, and much more. You get 24/7 access to your accounts from home, work, or anywhere in the world.
IOS App Rating/Android App Rating 4.8
Empower your future. Take advantage of our useful webinars to improve your financial well-being.
SAFE offers everything you need to manage your growing business, including full-service checking and savings accounts. Start your application online today.
Learn more about SAFE's Business Banking accounts, loans, and services directly from one of our experts.
Our advisors have the tools and experience to help you evaluate your situation and adapt your investment plan, when necessary, as your financial situation evolves.
SAFE Credit Union awards grants and scholarships. Learn how you can apply or nominated someone.
Log in and go to Member Benefits to see exclusive member pre-sales, discounts and more!
Learn how adding our suite of financial health services to your employee benefits package can help you solidify your position as an employer of choice.
SAFE Visa® Credit Cards
Enjoy benefits, including exclusive no-cost access to apps that safeguard your credit and identity.
Our tap to pay feature makes payments easy and secure.
Manage everything from card alerts to reporting a lost or stolen card, all in one app.
Log In Join
Log in to apply in minutes.
Welcome! Apply for a credit card in minutes.
You will need the following information in order to complete the application:
SAFE Cash Back+ earns rewards, plus a little extra.
Get 1-5% cash back on every purchase and adventure.**
Enjoy exclusive travel perks, including concierge services.
Learn more
The daily go-to card with the lowest rate.
For those who carry a balance.
† variable APR
SAFE Cash Back delivers rewards with every purchase.**
Earn 5% cash back on a bonus category, 3% on gas, EV charging stations, groceries and dining, and 1% on everything else.
The card foundational to good credit.
Build your credit with this secured card backed by funds on deposit with SAFE.
Enjoy exclusive Visa benefits.
Low annual fee of $15†.
Press reset on business debt. Transfer higher balances to a SAFE Visa® Business Credit Card.
Consolidate and save with 0% Promo APR on balance transfers for the first 12 billing cycles, with variable APR thereafter.1
Get real time alerts to keep track of your card activity and protect against fraud.
Manage your card payments and move money between your SAFE accounts.
Easily choose your bonus categories and redeem your cash back (for Cash Back+ and Cash Back credit cards only).
Quickly and easily freeze your card if it's lost, stolen, or if you notice any suspicious activity.
As a Visa® cardholder, you're eligible for these no-cost or discounted benefits.
ID Navigator powered by NortonLifeLock Alerts you to identity threats, helps restore your identity, and gives you greater control over your online privacy.
Dovly Uplift® Designed to help you (re)build, monitor, and protect your credit.
Roadside Dispatch A pay-per-use roadside assistance program. The program provides you with security and convenience wherever your travels take you. No membership or pre-enrollment is required. No annual dues. No limit on usage. Learn more.
Extended Warranty Protection Helps you manage, use, and extend the warranties for eligible items purchased on your Cash Back Visa Credit Card. Get Details.
Shipt same-day delivery From groceries to household essentials, you can get it all delivered same-day.
* Balance transfer(s) must be submitted by July 15, 2025. 0.00% Promo APR good for first 12 billing cycles after the first initiated balance transfer. Variable APR thereafter is - , and is accurate as of . Payment may take up to two (2) weeks to process by the other financial institution. Foreign Transaction: Up to 1% of each transaction in U.S. dollars. Late Payment: $15 or the current minimum payment amount, whichever is less. Cash Back, Cash Back+, and Essential Credit Cards have a Cash Advance fee of either $10 or 3% of the amount of each transfer, whichever is greater. Rates, terms, and conditions subject to change. Exclusions: Smart Visa Credit Card and transfers from existing SAFE loans are excluded from promotional offer.
The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.
* APR may vary and is based on your creditworthiness and will vary with the market based on the U.S. Prime Rate. Cash Advance: Either $10 or 3% of the amount of each transfer, whichever is greater. (no fee for cash advances taken at any SAFE ATM, through CALL-24 Phone Banking, or through SAFE Online Banking). Foreign Transaction: Up to 1% of each transaction in U.S. dollars. Late Payment: $15 or the current minimum payment amount, whichever is less.
If you click "continue" below, you will be directed to a third party's web site. As a member service, SAFE Credit Union offers links to web sites of third parties whose products or services we believe offer good value and may be of interest to you. In some cases, if allowed by law, SAFE Credit Union may receive compensation from third parties whose products or services you purchase. Third parties are solely responsible for their web sites, products and services, and maintain their own consumer data privacy policies, which may differ from those of SAFE Credit Union. Use of third party services, products and web sites is solely at your discretion. To go to a third party web site, click "continue." To go back to SAFE Credit Union's web site, click "close."
Not enrolled? Get Started!
Open a SAFE business account