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Credit Cards

Instant purchasing power at home, on vacation, or almost anywhere you shop

SAFE offers a variety of credit cards to fit your lifestyle. Explore all the possibilities below.

Jump to SAFE Business Credit Cards

SAFE Platinum Visa Card

PLATINUM VISA® CARD

If you tend to carry a balance, this is the card for you. A low interest rate and valuable perks make this card a must-have.

  • No annual fee
  • Credit limits up to $25,000
  • 25-day grace period on purchases
  • No cash advance fee if the cash advance is taken at any SAFE ATM, through CALL-24 Phone Banking, or through SAFE Online Banking
  • SAFEGUARD protection against unauthorized transactions
  • Complimentary Warranty Manager Service
  • Complimentary Auto Rental Collision Damage Waiver
  • A convenient source of overdraft protection for your SAFE checking account
SAFE Platinum Visa Card

PLATINUM REWARDS VISA® CARD

If you love to travel, this card can help you get one step closer to your dream destination. Pay with your points or a combination of points and cash. We make it easy for you to get away!

  • Earn one reward point, redeemable for travel and merchandise, with every $1 spent in net retail purchases
  • No foreign transaction fees
  • No annual fee
  • Credit limits up to $25,000
  • 25-day grace period on purchases
  • No cash advance fee if the cash advance is taken at any SAFE ATM, or via CALL-24 Phone Banking or SAFE Online Banking
  • SAFEGUARD protection against unauthorized transactions
  • Complimentary Travel Accident Insurance
  • Visa® Everyday Discounts
  • Complimentary Warranty Manager Service
  • Complimentary Auto Rental Collision Damage Waiver
  • A convenient source of overdraft protection for your SAFE checking account
PLATINUM CASH REWARDS VISA® CARD

PLATINUM CASH REWARDS VISA® CARD

Earn valuable cash rewards simply by making everyday purchases! Plus, you have complete control over when and how you apply your rewards.

  • Earn 2% cash rewards on the first $300 of qualifying new net purchases each statement cycle
  • 1% cash rewards thereafter on qualifying new net purchases each statement cycle
  • Your choice of how to apply your cash rewards: deposit to your SAFE savings account, apply toward your Platinum Cash Rewards Visa Credit Card payment, or deposit to a checking or savings account at any financial institution
  • No annual fee
  • Credit limits up to $25,000
  • 25-day grace period on purchases
  • No cash advance fee if the cash advance is taken at any SAFE ATM, through CALL-24 Phone Banking, or through SAFE Online Banking
  • SAFEGUARD protection against unauthorized transactions
  • Visa® Everyday Discounts
  • Complimentary Travel Accident Insurance
  • Complimentary Warranty Manager Service
  • Complimentary Auto Rental Collision Damage Waiver
  • A convenient source of overdraft protection for your SAFE checking account
PARTNER FOR CHANGE VISA® CARD

PARTNER FOR CHANGE VISA® CARD

Earn valuable cash rewards simply by making everyday purchases! Plus, you have complete control over when and how you apply your rewards.

  • 1% donation to a designated cause based on your total purchases1
  • No annual fee
  • Credit limits up to $25,000
  • 25-day grace period on purchases
  • No cash advance fee if the cash advance is taken at any SAFE ATM, through CALL-24 Phone Banking, or through SAFE Online Banking
  • SAFEGUARD protection against unauthorized transactions
  • Complimentary Warranty Manager Service
  • Complimentary Auto Rental Collision Damage Waiver
  • A convenient source of overdraft protection for your SAFE checking account
  • Choose from one of the following designated charities:

  • American Heart Association
  • BloodSource
  • The Leukemia & Lymphoma Society
  • Los Rios Foundation
  • Make-a-Wish Foundation
  • Serotonin Surge Charities
  • Sutter Roseville Medical Foundation
  • UC Davis Health System and Children's Hospital
  • UCP of Greater Sacramento

1 The 1% donation applies only to purchases. Balance transfers and cash advances are excluded. The donation is paid by SAFE to a single selected nonprofit organization. Donations are calculated annually and paid in February of the following year. To be eligible for the donation calculation, members must make a minimum of $1,000 in purchases during the calculation period, and the account must be in good standing.

AEROSPACE MUSEUM OF CALIFORNIA PLATINUM REWARDS VISA® CARD

AEROSPACE MUSEUM OF CALIFORNIA PLATINUM REWARDS VISA® CARD

Support the Aerospace Museum of California every time you shop.

  • 1% of the interest you pay on balances goes to the Aerospace Museum of California
  • Earn points towards travel and merchandise rewards with every dollar spent in net retail purchases
  • No annual fee
  • Credit limits up to $25,000
  • 25-day grace period on purchases
  • No cash advance fee if the cash advance is taken at any SAFE ATM, through CALL-24 Phone Banking, or through SAFE Online Banking
  • SAFEGUARD protection against unauthorized transactions
  • Complimentary Warranty Manager Service
  • Complimentary Auto Rental Collision Damage Waiver
  • A convenient source of overdraft protection for your SAFE checking account
SHARE SECURED VISA® CARD

SHARE SECURED VISA® CARD

This is the perfect card if you're building your credit or just starting out.1

  • Credit limits up to $20,000
  • 25-day grace period on purchases
  • No cash advance fee if the cash advance is taken at any SAFE ATM, through CALL-24, or through SAFE Online Banking
  • Convenient overdraft protection source for your SAFE checking account

1 These credit cards are secured. SAFE Credit Union has a security interest in all shares, dividends on shares, and deposits (excluding Individual Retirement Account shares) which you now have or hereafter may have in this credit union.

Reward Yourself

Discover how to maximize your travel or cash rewards.


SAFE Payment Protection

Life can be unpredictable. Learn how SAFE Payment Protection helps protect you, your family, and your credit rating if you’re unexpectedly unemployed, ill, or injured.


Take the Express Lane, Online

With Visa Checkout, easily pay online at your favorite stores with a single sign in.


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Report a Lost or Stolen Card

Use SAFE's online notification center to report a lost or stolen card, report a billing error, or fraudulent charge.

You can also call us at (916) 979-7233 or (800) SEE-SAFE or chat now.

SAFE GoPrepaid Visa® Card

Manage your everyday spending.

SAFE Visa® Gift Cards

Give the gift that everyone will love.

Verified by Visa

Verified by Visa is an innovative service offering secure Internet shopping by using your preferred form of Internet payment – your SAFE Visa® Card. Verified by Visa lets you add a personal password to your existing card, getting added security, and the reassurance that only you can use your card online. To register for this service, please visit the Verified by Visa registration site . You may also enroll with any participating Verified by Visa merchant.

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