Grow Your Money
Jump start your savings.
SAFE offers a variety of savings accounts to help you meet specific goals, from our basic savings account for everyday use to IRAs to unlock in retirement. Money Market accounts and certificates provide higher dividends to help you grow your money. A healthy savings portfolio may have a combination of savings accounts, and SAFE experts can help you find the best solution for your needs.
Money Market
Maximize earnings on higher balances while maintaining access to your funds.
- Saving for mid-term goals
- Earning higher dividends on larger sums than a traditional savings account
- Funding your account as desired with flexibility to make withdrawals if necessary
Certificates
Earn higher dividends and lock in funds from three to 60 months.
- Saving for long-term goals
- Earning higher dividends than what is generally offered on traditional savings and money market accounts
- Depositing your money for a fixed amount of time without the temptation of accessing your funds
Savings
A basic account that earns dividends.
- Everyday savings, flexibility, and easy access to your funds. Earn 0.05% APY.†
IRAs
Earn dividends while saving for retirement.
- Long-term savings goals. Earn dividends up to 3.25% APY.†
Jump start your savings with Perfect Cents Savings.®
Add Perfect Cents Savings® to any SAFE checking account and make saving a breeze! We round up purchases made with your debit card to the nearest whole dollar and transfer the difference to your savings account, making saving effortless!
Your Purchase
Your Change
$10.75
$0.25
$22.32
$0.68
$9.15
$0.85
Perfect Cents Savings® Transfers
$1.78
Have questions about SAFE Savings Accounts?
Resources
Financial Calculators
Get the numbers you need to make confident decisions about your savings goals.
Beyond Everyday Banking Blog
Browse SAFE blog articles about savings:
Zogo, Learn & Earn App
Learn about finances as easily as playing a game on your phone! The Zogo app brings fun to learning and an opportunity to earn rewards like gift cards to your favorite places.