If you are a federal employee or contractor who has been financially impacted by the partial government shutdown, we are here to help. Please call us at (800) SEE-SAFE during business hours.
SAFE takes your health seriously and is following health officials' guidelines for the COVID-19 coronavirus. All branches remain open, and digital banking services, CALL-24, ATMs, and call center are available.
Impacted by COVID-19?
SAFE is here to help you.
Digital Banking
SAFE Online Banking and Mobile App
Anytime, anywhere
Pay bills, transfer money, deposit checks, and more 24/7 with Online Banking and Mobile App.
Savings Account
You-Name-It Savings
Name your intentions and save for a specific goal. What’ll you name yours?
Credit Cards
Break Up with Your Debt
Break Up with Your Debt
Pay off your debt faster and save money
Preferred Money Market
Earn 3.30% APY on first $2,000
Earn like a certificate with the flexibility of a savings account.
Schedule an appointment
Schedule an appointment
Your time is valuable
NEW! Schedule an appointment for services at our Citrus Heights, North Natomas, and Roseville branches.
SAFE Mobile App
Your money. Now.
Your money. Now.
Move money, turn cards off and on, and so much more in the SAFE Mobile App.
SAFE Auto Loans
Freedom Checking at your fingertips
A feature-full checking account that’s hassle-free
SAFE Credit Union
Announcing a 25-year commitment to SAFE Credit Union Convention and Performing Arts District.

We’re your CreditYOUnion

Here at SAFE, we’re in the business of helping YOU, putting YOU first. We recognize that you have unique financial goals and dreams, and we’re here to help you reach them. That’s because we don’t see you as a PIN number or an account number. To us, you’re a neighbor, a co-worker, a friend. We put YOU first and we’re here to serve. Serving you with expert service. With products tailored with your financial well-being in mind. Serving you with cutting-edge technology that gives you 24/7 control over your finances. Serving you is what we do. It’s in our DNA. At SAFE, it’s all about YOU.

Home Loans

Buying or refinancing a home shouldn’t be overly complicated. Our mortgage officers are here to ease the way.

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Credit Cards

Low rates are just the beginning. SAFE has a credit card that fits your lifestyle.

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Vehicle Loans

We’ll help you drive off in a new – or new to you – vehicle, or refinance the one you already love.

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What Members Are Saying

Jacob B., member since 2018


"Their website and mobile apps are awesome and fast."

Charles G., member since 2012


"I was pleased to acquire my SAFE Visa® Platinum Cash Rewards card. I placed my request on the phone and had my reply back the same day. I particularly like the revolving cash back category that provides a 5% cash reward on purchases made, and that I have an opportunity to select a category. "

Bridget H., member since 1995


"They always take care of their members and this time was no different. My car loan was such an easy transaction. SAFE took care of me."

Thomas D., member since 2018


"Everyone is so helpful and friendly. It was a good experience opening an account with SAFE."

Latest News

SAFE Credit Union launches second phase of YOU campaign with familiar faces

SAFE Credit Union launched the second phase of its game-changing SAFE Credit YOUnion campaign featuring its own staff members this week.

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SAFE Credit Union named No. 1 Credit Union Lender by SBA Sacramento District Office

SAFE Credit Union received the No. 1 Credit Union Lender Award for 2019 by the Sacramento District Office of the U.S. Small Business Administration. SAFE has received the award numerous times since it started serving business members in 2007.

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SAFE Credit Union Convention and Performing Arts Center featured at State of Downtown event

Nearly 1,000 Sacramento-area business and civic leaders learned important updates about the SAFE Credit Union Convention and Performing Arts Center during the State of Downtown event held Jan. 21, 2020, in Sacramento.

Full story

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