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At SAFE Credit Union we don't answer to shareholders, we answer to members. We answer to you. We sincerely hope you'll give us the opportunity to put YOU first.
What are you saving for? Whether it's a new car, a house, a dream vacation, or just saving for a rainy day, SAFE has a savings solution to help you reach your financial goals.
At SAFE we understand that borrowing money is often essential to making dreams a reality. Our professional experts are here to help - so let's get started. .
View balances, transfer money between your accounts, make a deposit, and much more. You get 24/7 access to your accounts from home, work, or anywhere in the world.
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Empower your future. Take advantage of our useful webinars to improve your financial well-being.
SAFE offers everything you need to manage your growing business, including full-service checking and savings accounts. Start your application online today.
Learn more about SAFE's Business Banking accounts, loans, and services directly from one of our experts.
Our advisors have the tools and experience to help you evaluate your situation and adapt your investment plan, when necessary, as your financial situation evolves.
SAFE Credit Union awards grants and scholarships. Learn how you can apply or nominated someone.
Log in and go to Member Benefits to see exclusive member pre-sales, discounts and more!
Learn how adding our suite of financial health services to your employee benefits package can help you solidify your position as an employer of choice.
Researching home loans can be overwhelming – how do you know what option is best suited for your needs? That’s where scheduling time to talk with a SAFE Mortgage Officer fits in. To help you prepare for that discussion, below is a high-level overview of the key benefits of both fixed- and adjustable-rate mortgages and the home loan options SAFE offers.
For home purchase, refinance or tap into your home equity, please call (916) 971-2599 or schedule an appointment.
If you’re a first-time home buyer, we have flexible loan options designed for you.
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Terms and conditions subject to change.
The benefit to having a fixed rate loan is that your rate and monthly payment stays the same throughout the term of your loan. This option is best if you see yourself living in your home for many years to come and want to budget around a consistent payment amount.
SAFE can help you take advantage of:
Rates and Disclosures
With an adjustable-rate mortgage, your interest rate is fixed for a specific period of time. After that, the interest rate adjust. This option is a great choice if you plan to move or refinance in a few years.
If you are an eligible service member, veteran or surviving spouse, take advantage of the VA loan benefits.
Jumbo Home Loans exceed California's conforming loan limits of $806,500 for a single-family home. These loans have a down payment as low as 10% and are offered with a fixed or adjustable rate. A SAFE Home Loan Professional can help you decide which option is best for you.
We have partnered with Alliance Reverse Mortgage to provide a variety of reverse mortgages:
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*APR effective
SAFE has partnered with Newzip to give you a concierge real estate experience. Newzip will match you with a vetted real estate agent in your local area that’s best fitted to your specific needs. And by using a Newzip real estate agent, you can save thousands on closing costs with SAFE HomeRewards.
*Home buyers who utilize Newzip's agent matching service will receive HomeRewards in the form of credit at closing equal to 0.5% of the home sale price. Home sellers who utilize Newzip's agent matching service will save 1% in the form of a discounted agent listing fee.
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