If you are a federal employee or contractor who has been financially impacted by the partial government shutdown, we are here to help. Please call us at (800) SEE-SAFE during business hours.
Credit Cards
Break Up with Your Debt
Break Up with Your Debt
Pay off your debt faster and save money
Preferred Money Market
Earn 3.30% APY on first $2,000
Earn like a certificate with the flexibility of a savings account.
80th Anniversary
Share your story
Enter our Facebook contest for chance to win an $80 gift card. No purchase necessary to win.
SAFE Cash Rewards Visa Credit Card
More Rewards
Treat YOUrself to a credit card with unlimited cash rewards.
Schedule an appointment
Schedule an appointment
Your time is valuable
NEW! Schedule an appointment for services at our Citrus Heights, North Natomas, and Roseville branches.
Auto Loans
Free up holiday cash
Free up holiday cash
Skip your auto payment with SAFE Skip-A-Pay.
SAFE Mobile App
Your money. Now.
Your money. Now.
Move money, turn cards off and on, and so much more in the SAFE Mobile App.
SAFE Auto Loans
Enjoy lower rates
SAFE will help you get into your new car with lower rates.
SAFE Credit Union
SAFE Credit Union Convention and Performing Arts District
Announcing a 25-year commitment to SAFE Credit Union Convention and Performing Arts District.
Refer a friend
Refer a Friend
Share what you love
Learn how you can earn $25 and your friends can earn $25 too when you refer them to SAFE.

We’re your CreditYOUnion

Here at SAFE, we’re in the business of helping YOU, putting YOU first. We recognize that you have unique financial goals and dreams, and we’re here to help you reach them. That’s because we don’t see you as a PIN number or an account number. To us, you’re a neighbor, a co-worker, a friend. We put YOU first and we’re here to serve. Serving you with expert service. With products tailored with your financial well-being in mind. Serving you with cutting-edge technology that gives you 24/7 control over your finances. Serving you is what we do. It’s in our DNA. At SAFE, it’s all about YOU.

Home Loans

Buying or refinancing a home shouldn’t be overly complicated. Our mortgage officers are here to ease the way.

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Credit Cards

Low rates are just the beginning. SAFE has a credit card that fits your lifestyle.

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Vehicle Loans

We’ll help you drive off in a new – or new to you – vehicle, or refinance the one you already love.

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What Members Are Saying

Jacob B., member since 2018


"Their website and mobile apps are awesome and fast."

Charles G., member since 2012


"I was pleased to acquire my SAFE Visa® Platinum Cash Rewards card. I placed my request on the phone and had my reply back the same day. I particularly like the revolving cash back category that provides a 5% cash reward on purchases made, and that I have an opportunity to select a category. "

Bridget H., member since 1995


"They always take care of their members and this time was no different. My car loan was such an easy transaction. SAFE took care of me."

Thomas D., member since 2018


"Everyone is so helpful and friendly. It was a good experience opening an account with SAFE."

Latest News


SAFE Credit Union named No. 1 Credit Union Lender by SBA Sacramento District Office

SAFE Credit Union received the No. 1 Credit Union Lender Award for 2019 by the Sacramento District Office of the U.S. Small Business Administration. SAFE has received the award numerous times since it started serving business members in 2007.

Full story

SAFE Credit Union Convention and Performing Arts Center featured at State of Downtown event

Nearly 1,000 Sacramento-area business and civic leaders learned important updates about the SAFE Credit Union Convention and Performing Arts Center during the State of Downtown event held Jan. 21, 2020, in Sacramento.

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SAFE Credit Union provides $20,000 grant to Sutter Medical Foundation to support Child Life Program

SAFE Credit Union provided a $20,000 grant to Sutter Medical Center Foundation to support the Pediatric Emergency Room and Child Life Program at Sutter Medical Center, Sacramento.

Full story

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