If you are a federal employee or contractor who has been financially impacted by the partial government shutdown, we are here to help. Please call us at (800) SEE-SAFE during business hours.
SAFE Auto Loans
Enjoy lower rates
SAFE will help you get into your new car with lower rates.
SAFE Credit Union
SAFE Credit Union Convention and Performing Arts District
Announcing a 25-year commitment to SAFE Credit Union Convention and Performing Arts District.
Refer a friend
Refer a Friend
Share what you love
Learn how you can earn $25 and your friends can earn $25 too when you refer them to SAFE.
SAFE Platinum Rewards VISA® Credit Card
Fly Away!
Fly Away!
50,000 bonus points to use for travel anywhere from Hawaii to Hong Kong!
SAFE Certificate Special
SAFE Certificate Special
No penalty withdrawals
Enjoy a competitive 1.76% APY with the NEW Flex Advantage 13-month certificate.
Score Big Sweepstakes
Score Big
Win River Cats prizes
Use your SAFE Visa® debit or credit card at River Cats games at Raley Field to enter. No purchase necessary. View Official Rules.

We’re your CreditYOUnion

Here at SAFE, we’re in the business of helping YOU, putting YOU first. We recognize that you have unique financial goals and dreams, and we’re here to help you reach them. That’s because we don’t see you as a PIN number or an account number. To us, you’re a neighbor, a co-worker, a friend. We put YOU first and we’re here to serve. Serving you with expert service. With products tailored with your financial well-being in mind. Serving you with cutting-edge technology that gives you 24/7 control over your finances. Serving you is what we do. It’s in our DNA. At SAFE, it’s all about YOU.

Home Loans

Buying or refinancing a home shouldn’t be overly complicated. Our mortgage officers are here to ease the way.

Learn More

Credit Cards

Low rates are just the beginning. SAFE has a credit card that fits your lifestyle.

Learn More

Vehicle Loans

We’ll help you drive off in a new – or new to you – vehicle, or refinance the one you already love.

Learn More

What Members Are Saying

Jacob B., member since 2018


"Their website and mobile apps are awesome and fast."

Charles G., member since 2012


"I was pleased to acquire my SAFE Visa® Platinum Cash Rewards card. I placed my request on the phone and had my reply back the same day. I particularly like the revolving cash back category that provides a 5% cash reward on purchases made, and that I have an opportunity to select a category. "

Bridget H., member since 1995


"They always take care of their members and this time was no different. My car loan was such an easy transaction. SAFE took care of me."

Thomas D., member since 2018


"Everyone is so helpful and friendly. It was a good experience opening an account with SAFE."

Latest News


SAFE announces $23 million investment in Convention, Arts and Entertainment project

SAFE Credit Union and the city of Sacramento announced today that SAFE is making a 25-year commitment to help Sacramento propel its core into a dynamic business and cultural center for the 21st century and beyond.

Full story

SAFE Credit Union joins Sacramento Promise Zone to help strengthen community

SAFE Credit Union expressed its commitment to helping at-risk communities grow and thrive by becoming a partner with the Sacramento Promise Zone, an initiative that seeks to revitalize 22 square miles of Sacramento’s most underprivileged neighborhoods.

Full story
2019 SAFE scholarship

SAFE Credit Union Awards $1,000 Scholarships to 10 Outstanding College-Bound Students

SAFE Credit Union today announced the 2019 winners of the annual SAFE Scholarship Program, which awards college-bound high school seniors $1,000 scholarships in recognition of their outstanding achievements.

Full story

Hi! Let’s get started.

Forgot User ID or Password

Not enrolled? Get Started!