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Business Savings Accounts

For better sleep.
Get   APY with  initial deposit.

Offer ends 4/30/26.

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Business Savings Accounts

Maximize your capital.

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Have an
Emergency Fund

Build up funds in a Share Savings account as a financial cushion for unexpected expenses.

Earn
Interest

Don't leave funds idle. Open a high-yield account with easy access to funds like a Business Money Market account.

Save for
Future Investments

Open a Business Certificate to earn higher dividends over time for future projects or investments.

A SAFE expert can help you find the best solution for your business savings needs.

Business Share Savings

Day-to-day savings account with competitive dividends and easy access to your money.

  • Earn value Intro APY2 first 3 months when you keep a balance of value.2
  • $5 minimum opening balance.
  • Use as overdraft transfer for your SAFE Business Checking Account.

Business Money Market

Earn up to  APY1 on your savings, collecting dividends monthly while you have easy access to your funds.

  • $25 minimum opening requirement.
  • Waive monthly service fee with $2,000 balance or more.2

Business Certificates

Ideal for a longer-term savings strategy, offering low risk and higher dividends.

  • Available in 3 - 60 month terms.
  • Fixed APY earns higher dividends on your money.

Business member services.

Payroll Services

We offer full-service payroll processing options in partnership with Paychex®.3

Merchant Services

Fiserv Merchant Services3 offers a wide variety of POS options from Clover® Solutions.

Remote Deposit

Easily deposit checks on-the-go with your SAFE Online Banking account.

Simplified Employee Pension (SEP)

Set your employees up for retirement with this pension plan.

Workplace Financial Wellness

SAFE's Financial Wellness Team offers resources for your employees to set themselves up for financial success.

Additional Resources

Information on licensing, women owned businesses, and government resources.

Own your banking experience with the SAFE Mobile App.

1 APY - Annual Percentage Yield as of  . Tiers & variable APY's:   %,  %,  %,  %,  %,  %. 2 Annual Percentage Yield as of date. Promotional APY is limited to one account per tax reporting owner and available to accounts opened by April 30, 2026. Deposit of value required at account opening and must be maintained for three months. Funds must be new to SAFE and cannot be transferred from another SAFE account. Existing members must open new account to qualify. Balances of value earn value% APY for first three months open. Balances over value earn a variable value APY. Once the balance falls below value, or the three-month period has ended, the dividend rate reverts to the variable standard savings rate in effect at that time. If account qualifies for premium dividends, higher dividend rate will take effect the following calendar month. Promotion can be applied to: Share Savings, Kids Club Savings, Young Member Savings, or Business Share Savings accounts. 3 $12 monthly service fee waived if average daily balance equals $2,000 or more. 4 SAFE Credit Union offers this as a referral only and accepts no responsibility or liability for the service. Contracts and agreements are solely between the member and Paychex or Fiserv Merchant Services and strictly at the member's volition.

1 APY - Annual Percentage Yield as of  . Tiers & variable APY's:   %,  %,  %,  %,  %,  %. 2 $12 monthly service fee waived if average daily balance equals $2,000 or more. 3 SAFE Credit Union offers this as a referral only and accepts no responsibility or liability for the service. Contracts and agreements are solely between the member and Paychex or Fiserv Merchant Services and strictly at the member's volition.