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At SAFE Credit Union we don't answer to shareholders, we answer to members. We answer to you. We sincerely hope you'll give us the opportunity to put YOU first.
What are you saving for? Whether it's a new car, a house, a dream vacation, or just saving for a rainy day, SAFE has a savings solution to help you reach your financial goals.
At SAFE we understand that borrowing money is often essential to making dreams a reality. Our professional experts are here to help - so let's get started. .
View balances, transfer money between your accounts, make a deposit, and much more. You get 24/7 access to your accounts from home, work, or anywhere in the world.
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Empower your future. Take advantage of our useful webinars to improve your financial well-being.
SAFE offers everything you need to manage your growing business, including full-service checking and savings accounts, a rewarding business credit card, remote deposit services, and more.
Learn more about SAFE's Business Banking accounts, loans, and services directly from one of our experts.
Our advisors have the tools and experience to help you evaluate your situation and adapt your investment plan, when necessary, as your financial situation evolves.
SAFE Credit Union awards grants and scholarships. Learn how you can apply or nominated someone.
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Learn how adding our suite of financial health services to your employee benefits package can help you solidify your position as an employer of choice.
We're locally made, community built, and all about YOU. Become a SAFE member with a SAFE checking account. It’s the easiest way to start receiving member benefits. We’ll show you that you come first.
We have several different checking account options to fit your needs. Utilize our optimizer below to meet your perfect match.
At a glance
For members who actively use their cards for everyday purchases and are looking for simple savings solutions
Account benefits
Monthly Fee
No monthly service fee with eStatements and either direct deposit or 10 purchase transactions; other qualifications may apply4
Minimum Opening Deposit
$25
For members looking for an easy, stress-free checking account—a simple solution for day-to-day purchases and for those starting on their financial journey
No monthly service fees with eStatements5
For members who maintain high daily account balances and are looking for higher-rate dividends
No monthly service fee with minimum daily balance of $1,000 or more; other qualifications may apply7,5
Our premiere account offering, exclusively for Capitol Club members
No monthly service fee5
1 Annual Percentage Yield (APY) accurate as of and subject to change monthly. APY of % paid only on the portion of your daily balance that is less than or equal to $1,000. APY of paid on balances of $1000.01 or more. Two monthly requirements must be met to receive dividends on Perfect Cents Checking: 1) Active enrollment in eStatements; 2) Minimum of 10 debit and/or credit card merchant purchase transactions post and settle each month. For credit card transactions to count towards the requirement, the credit card must be established under the tax reporting owner of the Perfect Cents Checking account. Fees may reduce earnings on accounts. 2 Enrollment in Perfect Cents Savings program can be established or discontinued at any time upon request. 3 Subject to receipt from originator and other terms and conditions. 4 $5 monthly service fee is waived with eStatements and either 10 or more debit and/or credit card purchase transactions clearing same membership account per month, or direct deposits totaling $500 or more per month. Also waived for Capitol Club and members less than 21 years of age. 5 A separate $2 paper statement fee may be charged each month a paper statement is generated. Waived for members under 21 years of age or members 65 years of age or older, or Capitol Club. 6 Limited to one box or discount per calendar year. 7 $8 monthly service fee is waived with minimum daily balance of $1,000 or more, or combined deposit and loan balance of $5,000 or more. Also waived for Capitol Club.
Turn your card off and on when you want.
Block your card to keep anyone from using it.
Easily move money between your SAFE accounts and to your friend's SAFE account.
Easily schedule payments in a snap.
Set travel notifications for hassle-free transactions.
Track account activity in real time.
Use our Mobile App to deposit your checks from home.
Securely chat with our friendly team members.
8 Standard carrier rates and fees apply.
At SAFE, we’re committed to making the transition of switching checking accounts simple, easy, and secure. When you’re ready, create your own personalized checklist.
How do I activate my SAFE Visa® Debit Card through Online Banking?
Does SAFE offer free checking accounts?
All SAFE Checking accounts are potentially free of monthly service charges. For information on potential fees, and how to avoid them, please refer to our Fee Schedule.
Who do I contact after hours to report a lost/stolen SAFE Visa® Debit Card?
To report a lost/stolen SAFE Visa Debit Card after hours please call (800) 252-2273.
How do I initiate an electronic (ACH) withdrawal, deposit, or payment on my SAFE account?
Please provide SAFE's Routing number (321173742) in addition to the information listed below:
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