1 To qualify for the Kids Week $25 Match Checking Promotion (Promotion), the following requirements must be met: 1) Minor (Kid) must be age 6-17 at time of account opening; 2) Kid must be the tax reporting owner on the account; 3) Kid cannot have an existing or prior checking account with SAFE Credit Union (SAFE); 4) Kid age 6 through 17, a Parent or Guardian must open the SAFE checking account on the Kid’s behalf and be a joint owner on the account, or Kid ages 16-17 with valid identification may open account without a Parent or Guardian; 5) Account must be opened with a minimum deposit of $25 between October 24, 2025 and November 1, 2025; and 6) Kid must be in good standing at the time of promotional disbursement. The $25 amount will be posted to the new account on November 28, 2025. SAFE complies with applicable tax reporting requirements. The Parent or Guardian is responsible for any federal, state, or local taxes resulting from the Promotion. SAFE checking account rates, fees, and terms can be viewed at www.safecu.org and will be provided prior to account opening. Any inquiries or disputes related to the promotion will be decided by SAFE and must be submitted within 180 days of opening the account. Promotion subject to change or cancellation without notice. Promotion is limited to one checking account per tax reporting owner. Cannot be combined with other account-opening offers. To redeem prize mentioned, visit any branch during Promotion. 2 Annual Percentage Yield (APY) accurate as of   and subject to change monthly. APY of % paid only on the portion of your daily balance that is less than or equal to . APY of  paid on balances of  or more. Two monthly requirements must be met to receive dividends on Perfect Cents Checking: 1) Active enrollment in eStatements; 2) Minimum of 10 debit and/or credit card purchase transactions post and settle each month. For credit card transactions to count towards the requirement, the credit card must be established under the tax reporting owner of the Perfect Cents Checking account. Fees may reduce earnings on accounts. 3 APY - Annual Percentage Yield as of . Dividends paid monthly. Rates, terms and conditions subject to change at any time.