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Kid and Teen Accounts: Milestones Made Simple

Whether you’re opening your child's first savings account, discussing good money habits, or helping your teen pay for college, SAFE offers accounts and valuable financial resources for each life milestone.

Check out our Kid, Teen, and Higher Education options below to start your child’s financial journey!

Teen Accounts
Teach your teen the value of money management
Teen Accounts
Teach your teen the value of money management

Freedom Checking Account

Smiling teen

A Freedom Checking account is a simple, stress-free option for teens who are just starting out on their financial journey. It also includes member and joint account holder access so that both parent and teen can have authorization within this account.

  • Debit Card
  • Direct Deposit
  • Digital Wallet

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Teen accounts must be opened in-branch. Schedule an appointment or find a branch to get started.

Special Purpose Share Savings Account

Is your teen saving for college or for their first car? The “You-Name-It” feature in the Special Purpose Share Savings account helps identify and track your teen’s specific savings goal. Each dollar saved gets them one step closer to that goal line!

  • $5 minimum deposit to open an account

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Young Member Savings Account

A Young Member Savings account is a dividend-earning savings account for teens aged 13-17. This account becomes a Share Savings account automatically when your teen turns 18.

  • $5 minimum deposit to open an account

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Smiling teen with glasses

Add On Certificate

Smiling teen with curly hair

Open an Add On Certificate account so your teen can earn dividends on their savings over a 12-month term. This account offers a higher rate than a regular savings account and allows you to continuously add funds during the term, so you and your teen can watch their money multiply!

  • $25 minimum deposit to open an account
  • 12-month term
  • Additional deposits can be added continuously throughout the term
  • Automatic rollover to another Add On certificate after maturity

Learn More

Financial Education Tools

Smiling student with backpack
Zogo Logo


Gamify your teen's financial education with the Zogo App! Win pineapples with each module completed to win prizes like Roblox and Amazon® gift cards!

Download the App


Let SAFE help you make those tricky money conversations easier. These blogs provide helpful topics about the value of money management.

How SAFE Helps Families with their Financial Goals: SAFE is here to support you and your family achieve financial freedom with these different types of individual and family accounts.

Fraud Series

This video series helps your teen identify and avoid scams like phishing and form jacking while online.

Video Vault

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