Please choose whether this site may use cookies or related technologies as described below.
Required Cookies Required to enable core site functionality and provide secure log-in for online banking.
Functional Cookies Necessary to provide a full visitor experience, including live chat.
Marketing Cookies Allows us to analyze site usage to improve performance and serve ads on third party advertisers that are relevant to your interest.
Save My Preferences
Learn more about how this site uses cookies by reading our Privacy Statement.
Whether you’re opening your child's first savings account, discussing good money habits, or helping your teen pay for college, SAFE offers accounts and valuable financial resources for each life milestone.
Check out our Kid, Teen, and Higher Education options below to start your child’s financial journey!
Freedom Checking is a great first step toward financial independence. Teens and parents can share access, or teens ages 16–17 can open an account on their own with a government-issued ID.
The secured Smart Credit Card is ideal for young members 18+ looking to open their first credit card, backed by funds on deposit at SAFE. Watch their credit score grow as they make small everyday purchases and pay their balance in full and on time monthly.
A Young Member Savings account is a dividend-earning savings account for teens aged 13-17. This account becomes a Share Savings account automatically when your teen turns 18.
Is your teen saving for college or for their first car? The “You-Name-It” feature in the Special Purpose Share Savings account helps identify and track your teen’s specific savings goal. Each dollar saved gets them one step closer to that goal line!
Open an Add On Certificate account so your teen can earn dividends on their savings over a 12-month term. This account offers a higher rate than a regular savings account and allows you to continuously add funds during the term, so you and your teen can watch their money multiply!
Log In Join
Log in to open a new SAFE account in minutes.
Welcome! Open your new SAFE account in minutes.
Log in Join
Log in to apply in minutes.
Gamify your teen's financial education with the Zogo App! Earn pineapples with each module completed that you can exchange for prizes like Roblox© and Amazon® gift cards!
Download the App
Ready to start your teen off on their financial journey but don't know where to begin? Check out our newest eBook for a look at the basics: from finance terminology to credit unions vs. banks, we've got your teen's back on those finance foundations they might not know just yet.
Download Now
Let SAFE help you make those tricky money conversations easier. These blogs provide helpful topics about the value of money management.
Check out: It's Never Too Early to Take Control of your Finances
This video series helps your teen identify and avoid scams like phishing and form jacking while online.
* Share Secured credit cards are secured by a pledge of specific funds held on deposit in a designated share account at SAFE Credit Union. APR is variable, currently , and accurate as of . Cash Advance Fee: Either $10 or 3% of the amount of each transfer, whichever is greater. No fee for cash advances taken at any SAFE ATM, through CALL-24 Phone Banking, or through SAFE Online Banking. Late Payment Fee: $15 or current minimum payment amount, whichever is less. Annual Fee: $15. Foreign Transaction Fee: 1% of each transaction in U.S. dollars. Rates, terms, and conditions subject to change.
If you click "continue" below, you will be directed to a third party's web site. As a member service, SAFE Credit Union offers links to web sites of third parties whose products or services we believe offer good value and may be of interest to you. In some cases, if allowed by law, SAFE Credit Union may receive compensation from third parties whose products or services you purchase. Third parties are solely responsible for their web sites, products and services, and maintain their own consumer data privacy policies, which may differ from those of SAFE Credit Union. Use of third party services, products and web sites is solely at your discretion. To go to a third party web site, click "continue." To go back to SAFE Credit Union's web site, click "close."
Log In
Open a SAFE business account