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SAFE will be closed Thursday, November 27, for Thanksgiving. Access your accounts 24/7 through Online Banking, the SAFE Mobile App, and CALL-24.
 

SAFE Savings

Get   Intro APY with  initial deposit.1

Offer ends 12/31/25.


Open Now
Sleeping

Rest easy when you save now to get ahead in 2026.

Open a Savings Account

Easily open a savings account online with  initial deposit of new money. See account options below.

Get  
Intro APY

Earn high-yield dividends for the first 3 months when you keep a balance of .1

Reach Your Goals Quicker

Set up automatic transfers to your savings for an easy way set it and forget it, until you need it!

Share Savings

Traditional, easy access savings that earns monthly dividends.

Young Member Savings

Created for 6–17-year-olds who have a savings goal in mind.

Kid’s Club Savings

For little savers 12 and under. It’s never too early to start saving.

Business Share Savings

Day-to-day savings with competitive dividends and easy access to your money.

Features that help your savings stay on track.

SAFE Mobile App

Check balances, move money, & make deposits securely, right from your phone.

You-Name-It

Create separate savings accounts and give each one a name to track specific goals.

Overdraft Transfers

Use your savings as a fee-free safety net if your checking account is ever overdrawn.

Perfect Cents Savings

When used with SAFE checking, your debit card purchases round up to the next dollar. The “change” moves to your savings each day.2 (Enrollment required)

Younger Member Options

Your Funds are Insured

The NCUA federally insures your funds to at least $250,000.

Get Support in Person

Visit our local branches and bank with our friendly SAFE Team.

1 APY – Annual Percentage Yield as of  . Introductory APY is limited to one account per tax reporting owner on new share account opened by December 31, 2025, who meet the following requirements: 1) Deposit  at least $1,000 in new money (not from existing SAFE account) to open a new share account and 2) Maintain at least $1,000 in the new account for a minimum of three months from opening. Once the balance falls below $1,000, or the three-month period has ended, the dividend rate reverts to the variable standard savings rate in effect at that time. Balances of  earn % APY for first three months open. Balances  earn a variable  APY. If account qualifies for premium dividends, higher dividend rate will take effect the calendar month following the end of the Introductory APY. Low-balance monthly service fee of up to $5 is waived if month-end balance equals at least $5 or for members under age 21. Rates, terms and conditions subject to change at any time. Promotion can be applied to: Share Savings, Kids Club Savings, Young Member Savings, or Business Share Savings accounts. 2 A Share Savings account, personal checking account, debit card, and eStatements are required to participate in the Perfect Cents Savings®. Debit card purchases will post to your checking account for the exact amount of purchase. SAFE will automatically round up debit card purchases to the next whole dollar and transfer the rounded amount in excess of the purchase amount to your Share Savings (or other designated savings) account each day. The total of all excess amounts will be posted daily as a single transfer from your checking to your savings identified on your eStatement as “Perfect Cents.” If a debit card purchase is canceled or refunded, the corresponding Perfect Cents transfer will remain in the Share Savings account. If funds are not available in your checking account, if any transaction has overdrawn your account, or if eStatement service is canceled, the daily transfer to savings will not be posted. The Account Maintenance Fee assessed against the Share Savings account is waived for active Perfect Cents Savings savers who have at least one Perfect Cents transfer during the month. Features are subject to change without notice. SAFE reserves the right to cancel the service at any time.