Wealth Management

Client 401(k) Services

The SAFE Financial Services mission is to enhance the ability of our clients to compete effectively and profitably. The SAFE Financial Services Client 401(k) Services aims to help our clients reduce their fiduciary and administrative responsibilities while helping to offer a competitive 401(k) plan benefit for their employees.

We may be able to help you
  • Lower your cost
  • Reduce your administrative burden
  • Reduce your fiduciary liability
  • Enhance your employee financial wellness program


401(k) and CalSavers

You want what’s best for your employees. California now mandates that employers offer retirement savings programs, either through a 401(k) provider or through the CalSavers Retirement Savings.

Learn more about the California mandate here.

Contribution limits$19,500$6,000
Catch-up contributions (age 50+)$6,500$1,000
Match allowedYesNo
Pre-tax contributionsYesNo
Roth (after tax) contributionsYes*Yes*
Loans allowedYesNo
Profit Sharing allowedYesNo
Investment optionsBroad selectionLimited selection
Tax Credits for new plansYesNo

*no income restrictions
Sources: www.irs.gov   saver.calsavers.com


Steve Raymond, LPL Financial Advisor
Steve Raymond, CFP®, AIF®, AIFA®
LPL Financial Advisor
CA Insurance License #0G21120
Registered in: AZ, CA, NM, WA*
Registered as Investment Advisor Representative (IAR) in: AZ, CA, TX*
*Securities registrations are held with LPL Financial

Check the background of investment professionals associated with this site on FINRA's Broker Check

Learn more about Steve


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Let our team help your team

Delivering retirement plan benefits is a key element in retaining and attracting talented employees. SAFE Financial Services can help you offer a customized retirement plan so that you can focus on growing your business.

Do you have an existing retirement plan? *

Perferred Contact Method *

Additional Resources

Retirement plan providers
SAFE Financial Services partners with industry leaders to help bring you and your employees quality retirement plan services.

John Hancock
One America

Financial Advisors are registered with, and securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA / SIPC). Insurance products are offered through LPL or its licensed affiliates. SAFE Credit Union and SAFE Financial Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using SAFE Financial Services, and may also be employees of SAFE Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, SAFE Credit Union or SAFE Financial Services. Securities and insurance products offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency
Not Credit Union Guaranteed
Not Credit Union Deposits or Obligations
May Lose Value

The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

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