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Finance your perfect Home Loan

Achieving homeownership is a huge milestone. Whether you’re looking to finance your first home or your next move, our local team of SAFE Mortgage Officers is in the know and will be with you every step of the way.

Home Loan Options


Purchase a Home

Rates as low as

% APR*
View rates

Refinance My Home

Rates as low as

% APR*
View rates

Tap into My Equity

Rates as low as

6.99% APR*
View rates

Let Us Help

For home purchase or refinance assistance, please call (916) 971-2599 or schedule an appointment.

For home equity needs, please fill out the following form and a SAFE representative will contact you.

*Rates and terms subject to change. All loans subject to credit approval and membership eligibility.

Dedicated. Supportive. Local.


Icon - Dedicated

We’re dedicated to meeting your specific financing needs. We offer options for 3%, 5%, and 10% down.

Icon - Personalized

Our team has an excellent record of personalized service because we’re all about you.

Icon - Supportive

You’ll know exactly what to expect and feel supported during each step of the process.

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We’re local, which means we’re investing in our community, together.


Purchase a Home

SAFE Home Loan Programs

Buying a home can be one of the biggest investments you’ll make, and it can feel overwhelming. Rest assured that SAFE offers competitive rates, flexible terms, and local processing to get you moving sooner. We have several loan options, and you don’t have to choose one alone. We’re here for you. Our expert Mortgage Team can advise and get you the right loan for your situation.

See Options

SAFE Home Loan Programs

Earn cash rewards with HomeAdvantage®**

Insurance Services

Search through our network of top, local real estate professionals to find one that’s right for you. Members who work with an agent within the HomeAdvantage network can earn an average of $1,500 back in savings!** What’s more, rewards can be taken as cash or used to offset closing costs.

Find an Agent

Learn more about our HomeAdvantage® program.

**The HomeAdvantage program is made available to you through a relationship between SAFE Credit Union and HomeAdvantage. Program Cash Rewards are awarded by HomeAdvantage to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using SAFE Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. SAFE Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you.


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