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SAFE Credit Union
Rates & Disclosures SAFE Rates

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Vehicle and Personal Loan Rates & Disclosures

Rates effective as of

Rates and terms are subject to change without notice. Rates determined by amount financed, loan term and credit history. Log on to SAFE's website at www.safecu.org for current rates or to apply for a loan online.

Vehicle Loans
Vehicle LoansTermAPR 1
BlankBlankNew 2 Used
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1 APR = Annual Percentage Rate. Rates for Vehicle loans reflect a relationship discount of . To qualify for the Relationship Discount Rate, you must be an existing member for at least 30 days at time of application. For Regular Rate, add  to APR shown.
2 New is current and previous model year (Previous Year & Current Year).
3  APR for new vehicle and  APR for used vehicle available on terms up to 48 months. Payment on a new vehicle of $20,000 loan at  APR for 48 months is . Payment on a used vehicle of $20,000 loan at  APR for 48 months is . Minimum $20,000 loan amount for terms over 75 months.
4 Payment on a $20,000 loan at  APR for 66 months is . Minimum $3,000 loan amount for terms up to 66 months.
5 Payment on a $20,000 loan at  APR for 75 months is . Minimum $10,000 loan amount for terms between 67-75 months.
6  APR for new specialty vehicle and  APR for used specialty vehicle available on terms up to 84 months. Payment on a new specialty vehicle of $20,000 loan at  APR for 84 months is . Payment on a used specialty vehicle of $20,000 loan at  APR for 84 months is . Minimum $3,000 loan amount for terms up to 66 months, minimum $10,000 loan amount for terms between 67-75 months, and minimum $20,000 loan amount for terms between 76-84 months.
7 Payment on a $50,000 loan at  APR for 85 months is . Minimum $50,000 loan amount for terms between 85-120 months.
8 Applies to credit tiers 1, 2, and 3.
9 Applies to credit tiers 1 and 2.

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Personal Loans
Personal LoansAmountTerm 1 APR 2
Personal UseUp to Up to 60 Months -
Green Energy3 Up to Up to 180 Months -
Share Secured100% FinancingUp to 60 Months 
Quick Access 4  12 Months 
1 Payment on a loan at  APR for 60 months is  per $1000 borrowed.
2 Rates for Personal loans reflect a relationship discount of . To qualify for the Relationship Discount Rate, you must be an existing member for at least 30 days at time of application. For Regular Rate, add  to Relationship Discount Rate.
3 Owner-occupied improvements only.
4 To qualify for a Quick Access Loan, you must be an existing member for a minimum of one month.

Apply for a Personal Loan   Apply for a Green Energy Loan   Apply for a Quick Access Loan  

 

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