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Enable growth and expansion, scaling without depleting cash reserves.
Ride the wave of business fluctuations with a SAFE Visa® Business Credit Card with no annual, balance transfer, or cash advance fees.1
Whether purchasing property or equipment, financing can help businesses scale with smart investments.
SAFE Visa® Business Credit Card
Take a breather from interest. Get 0% APR for the first 12 billing cycles when you transfer balances to a SAFE Visa®, with variable APR thereafter.2
Get instant purchasing power and earn rewards on everyday business practices. Gain peace of mind by setting usage limits on authorized users’ credit cards and expedite accounting by accessing each authorized user’s transactions in Online Banking. Enjoy Visa benefits such as Purchase Protection, Extended Warranty Protection, and Roadside Dispatch.
View Agreement Business Card Benefits View Rates & Disclosures
Providing flexible financing options to help you buy or refinance the vehicle that keeps your business moving forward.
Helping small businesses grow with flexible financing and lower down payment options for expansion or owner‑occupied property purchases.
Offering competitive rates to help you purchase or refinance owner‑occupied or investment properties with confidence.
We offer full-service payroll processing options in partnership with Paychex®.
Fiserv Merchant Services offers a wide variety of POS options from Clover® Solutions.
Easily deposit checks on-the-go with your SAFE Online Banking account.
Set your employees up for retirement with this pension plan.
SAFE's Financial Wellness Team offers resources for your employees to set themselves up for financial success.
Information on licensing, women owned businesses, and government resources.
Easily move money between your SAFE accounts or external account, schedule bill payments, and send money to friends and family.
Add your SAFE Visa® debit and credit cards to your digital wallet, turn them on or off, and set alerts to track your spending.
Skip the line at the branch or ATM. Securely deposit your checks in a snap from your phone into your desired SAFE account.
Earn instant cash back with SAFE Shopping+, securely apply for an account or auto loan, and view your account statements.
Easily move money between your SAFE accounts, schedule bill payments or send money to friends and family.
Access comprehensive 24/7 features for your SAFE Visa® debit and credit cards. Add your card to your digital wallet, turn them on or off or set alerts to keep track of your spending.
Earn instant cash back with SAFE Shopping+, securely apply for an account or auto loan or view your account statements.
1 View Agreement for details. 2 Balance transfer(s) must be submitted by April 28, 2026. 0.00% Promo APR good for first 12 billing cycles after the first initiated balance transfer. Variable APR thereafter is , and is accurate as of . For new cardholders, APR may vary and is based on your creditworthiness and will vary with the market based on the U.S. Prime Rate. For existing cardholders, see your Credit Card Agreement and Truth-in-Lending Disclosure for your APR details. Payment may take up to two (2) weeks to process by the other financial institution. Foreign Transaction: Up to 1% of each transaction in U.S. dollars. Late Payment: $15 or the current minimum payment amount, whichever is less. Cash Back, Cash Back+, and Essential Credit Cards have a Cash Advance fee of either $10 or 3% of the amount of each transfer, whichever is greater. Rates, terms, and conditions subject to change. Exclusions: Smart Visa Credit Card and transfers from existing SAFE loans are excluded from promotional offer. 3 SAFE Credit Union offers this as a referral only and accepts no responsibility or liability for the service. Contracts and agreements are solely between the member and Paychex or Merchant Services and strictly at the member's volition.
1 View Agreement for details. 2 SAFE Credit Union offers this as a referral only and accepts no responsibility or liability for the service. Contracts and agreements are solely between the member and Paychex or Merchant Services and strictly at the member's volition.
If you click "continue" below, you will be directed to a third party's web site. As a member service, SAFE Credit Union offers links to web sites of third parties whose products or services we believe offer good value and may be of interest to you. In some cases, if allowed by law, SAFE Credit Union may receive compensation from third parties whose products or services you purchase. Third parties are solely responsible for their web sites, products and services, and maintain their own consumer data privacy policies, which may differ from those of SAFE Credit Union. Use of third party services, products and web sites is solely at your discretion. To go to a third party web site, click "continue." To go back to SAFE Credit Union's web site, click "close."
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To comply with the California Consumer Privacy Act, SAFE Credit Union notifies individuals who are parties to business accounts/loans of the categories of personal information we may collect and how we use it. View our personal information collection practices.