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SAFE will be closed for business Wednesday, June 19, 2024, to honor the Juneteenth holiday. SAFE will be open for limited business hours from 10 a.m. to 2 p.m. on Friday, June 21, 2024, for a company event. Access your accounts 24/7 through Online Banking and the SAFE Mobile App.

Business Grow Your Business

SBA Loans

Loan options scaled for your growing business

SAFE is an expert in Small Business Administration (SBA) loans. In fact, we’re a top SBA lender in the Greater Sacramento region and can help you determine which SBA Loan is right for you based on use of proceeds. This allows you to take advantage of longer repayment terms, higher borrowing limits, and flexible qualifying criteria. Below is some basic information to help prepare you for a conversation with a knowledgeable SAFE Business Banking expert.

SBA 7(a) Loan

  • Finance from $100,000 to $5,000,000 with as little as 10% down
  • Use of proceeds: business acquisition, equipment acquisition, commercial real estate, or working capital
  • Refinance existing eligible business debt or other expenses

SBA 504 Loan

  • Finance up to $5,000,000
  • Use of proceeds: purchase, refinance, or renovate retail, light industrial, warehouse, or office space
  • Contribute as little as 10% down payment or equity 

Easy access to your working capital

Flex your cash flow with a SAFE Visa® Business Credit Card.

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