Disclosures

1 Must meet the following requirements to qualify for the first $300 of the Get $600 Checking Promotion (Promotion): 1) Have no previous or existing member relationship with SAFE Credit Union, 2) Open a SAFE checking account with promotional code SAFE600 and $25 minimum deposit by 12/31/2025, 3) Set up and post the first qualified direct deposit(s) to the new checking for at least $1,000, coded as employer, retirement, or approved government benefits (e.g., Social Security) within 60 days of account opening, 4) Continue qualified direct deposit(s) for a total of three consecutive months, and 5) Enroll in eStatements. To qualify for the additional $300, you must: 1) Qualify for the first $300 of the Promotion, 2) Deposit at least $2,500 into any of the SAFE share accounts owned by the new checking account member within 30 days of opening, and 3) Maintain the $2,500 for 90 consecutive days. Additional Promotion requirements: Member must be in good standing at the time of promotional disbursement. Promotional amount(s) will be posted to your checking account within 30 days of qualification. SAFE complies with applicable tax reporting requirements. Member is responsible for any federal, state, or local taxes. Not available on business or organizational accounts. Cannot be combined with other account opening offers. SAFE checking account rates, fees, and terms can be viewed at www.safecu.org and will be provided prior to account opening. Any inquiries or disputes related to the promotion(s) will be decided by SAFE Credit Union and must be submitted within 180 days of opening the account. Promotion(s) may change or be canceled at any time.  

2 With Early Payday, SAFE may make incoming direct deposits made through ACH available for use up to two days before the scheduled payment date. Early availability of direct deposits is not guaranteed and may vary from deposit to deposit. Funds availability may depend on when we receive the originator’s instructions, any limitations we set on the amount of early availability, and fraud prevention screening. Funds not eligible for Early Payday deposits or credits to your account, include deposits of physical checks or remote check deposits, and other online transfers or electronic credits.

3 Two monthly requirements must be met to receive dividends on Perfect Cents Checking: 1) Active enrollment in eStatements; 2) Minimum of 10 debit and/or credit card purchase transactions post and settle each month. For credit card transactions to count towards the requirement, the credit card must be established under the tax reporting owner of the Perfect Cents Checking account. Fees may reduce earnings on accounts.

4 Dividends based on daily balance and paid monthly. Variable rate changes monthly.