Folsom, Calif. –(April 11, 2025) – This spring and summer, SAFE Credit Union is expanding its popular free real estate-related webinars to include online workshops for homeowners about the ins and outs of tapping into home equity.
The first two “Making Home Equity Work For YOU” webinars are scheduled for 5- 6 p.m. Wednesday, April 23, and noon to 1 p.m. Thursday, May 22. Attendees can register online.
“These online workshops are specifically designed so that homeowners can learn how to leverage the equity in their own homes,” says Vice President Real Estate Sales Suzanne Wages, adding there’s no obligation to attend.
SAFE Credit Union Vice President of Real Estate Sales Suzanne Wages
Homeowners can use a home equity loan or line of credit to consolidate debt, make home improvements, pay for college tuition, cover various expenses, or handle emergencies. Home equity refers to the value of a home minus the remaining mortgage balance.
With current high home values, the amount of available home equity has increased, explains SAFE Credit Union Home Loan Consultant Nate Dungca, who will facilitate the April 23 webinar.
“If you are using a home equity line of credit to consolidate your debt, you can often save yourself a lot of money in interest because home equity rates are typically much lower than credit card rates,” Dungca says.
“For home improvements, you are using the current equity in the home to increase the value of the home or do an upgrade that will best suit your family's wants and needs,” he continues.
SAFE Credit Union Home Loan Consultant Nate Dungca
Attendees do not need to be members of SAFE to attend the no-pressure webinars – designed by SAFE’s certified financial education team. Each webinar is 45 minutes long, followed by a questions and answers session.
SAFE is also offering the popular “Journey to Homebuying” webinars from noon to 1 p.m. on Thursday, April 17, and Thursday, May, 15. The overview provides information on understanding credit, down payments and interest rates, as well as information about SAFE’s exclusive Home Rewards program. The program offers borrowers and members the opportunity to receive up to 0.5 percent back on the purchase price of a new home.
SAFE’s webinars stem from SAFE’s mission as a not-for-profit financial institution to pass along savings to members through no-cost financial education, as well as through lower loan interest rates and fees.
See all of SAFE’s upcoming events and free financial webinars.