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Personal Borrow Money Vehicle Loans

Refinance My Vehicle

Save 0.50% or more1 on your current auto loan APR.

If you love your car, truck, or SUV, refinance your auto loan from another lender with SAFE and save! Maximize your savings with either SAFE's current rate or 0.50% off your current APR, whichever is better.1

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Refinance with SAFE

  • Rates as low as  APR2
  • Terms up to 84 months3
  • No payments for 90 days4
Advantage of refinancing
Insurance Services

Protect Your Vehicle

Be prepared for whatever you encounter down the road with SAFE protection options, including Guaranteed Auto Protection (GAP), Mechanical Breakdown Insurance (MBI), and SAFE Payment Protection (SPP).5

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1 SAFE will offer eligible applicants a loan rate based on the lesser of SAFE's current rate sheet offering or the applicant’s existing auto loan rate from another lender minus 0.50%. SAFE cannot go below the current floor rate of  APR. Rates and terms subject to change and may vary based on credit history, term, loan-to-value (LTV), and amount financed.
2 Payment on a $25,000 loan at 3.45% APR for 84 months is $335.43. Up to 125% financing. Rates and terms may vary and are based on credit history, term, loan-to-value (LTV), and amount financed. Rates, terms, and conditions subject to change. All loans subject to credit approval and membership eligibility.
3 APR accurate as of  and available to well-qualified members. Requires minimum loan amount of $10,000. Not available for refinance of existing SAFE loan. Rates, terms, and conditions subject to change. Available on terms up to 48 months.
4 Finance charges begin accruing upon loan disbursal. See SAFE for terms and conditions.
5 Auto loan funding decisions are not impacted by a member's decision to purchase or decline MBI, GAP Coverage, or SPP.

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