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SAFE will be closed Monday, September 1, for Labor Day. Access your accounts 24/7 through Online Banking, the SAFE Mobile App, and CALL-24.
 

Savings Accounts

For better sleep and bigger possibilities.

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Bank Safely

Securely access your money online and on the SAFE Mobile App.

Early Payday

Get paid up to 2 days early when you sign up for direct deposit.1

Waived monthly service fees

Keep $5 or more in your account, and we’ll waive your monthly fee.2

Share Savings


Build a cushion with a savings account that earns dividends and keeps your money easily within reach, just in case.

Earn  APY 3

$5 minimum opening deposit.

Open Now     Schedule appointment

Special Purpose Share Savings


Open one or a few to save for the things that matter. With the “You-Name-It” feature, name each account to track your progress.

Earn  APY 3

$5 minimum opening deposit.

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Young Member Savings


For members ages 6–17. This savings account pairs perfectly with Freedom Checking, which has no monthly fees and a SAFE Visa® debit card or ATM card.

Earn  APY 3

$5 minimum opening deposit.

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Kids Club Savings


For little savers 12 and under. It’s never too early to start saving and earn monthly dividends. Enjoy a fun, monthly newsletter full of creative ways to save.

Earn  APY 3

$5 minimum opening deposit.

Open Now     Schedule appointment

View Rates & Disclosures

Savings Features

 

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SAFE Mobile App

Check balances, move money, & make deposits securely, right from your phone.

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You-Name-It

Create separate savings accounts and give each one a name to track specific goals.

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Overdraft Transfers

Use your savings as a fee-free safety net if your checking account is ever overdrawn.

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Perfect Cents Savings

When used with SAFE checking, your debit card purchases round up to the next dollar. The “change” moves to your savings each day.4 (Enrollment required)

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Your Funds are Insured

The NCUA federally insures your funds to at least $250,000.

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Get Support in Person

Visit our local branches and bank with our friendly SAFE Team.

1 With Early Payday, SAFE may make incoming direct deposits made through ACH available for use up to two days before the scheduled payment date. Early availability of direct deposits is not guaranteed and may vary from deposit to deposit. Funds availability may depend on when we receive the originator’s instructions, any limitations we set on the amount of early availability, and fraud prevention screening. Funds not eligible for Early Payday deposits or credits to your account, include deposits of physical checks or remote check deposits, and other online transfers or electronic credits. 2 Low-balance monthly service fee of up to $5 is waived if month-end balance equals $5 or more. Waived for members under age 21. 3 APY - Annual Percentage Yield as of  . Dividends paid monthly. Rates, terms and conditions subject to change at any time. 4 A Share Savings account, personal checking account, debit card, and eStatements are required to participate in the Perfect Cents Savings®. Debit card purchases will post to your checking account for the exact amount of purchase. SAFE will automatically round up debit card purchases to the next whole dollar and transfer the rounded amount in excess of the purchase amount to your Share Savings (or other designated savings) account each day. The total of all excess amounts will be posted daily as a single transfer from your checking to your savings identified on your eStatement as “Perfect Cents.” If a debit card purchase is canceled or refunded, the corresponding Perfect Cents transfer will remain in the Share Savings account. If funds are not available in your checking account, if any transaction has overdrawn your account, or if eStatement service is canceled, the daily transfer to savings will not be posted. The Account Maintenance Fee assessed against the Share Savings account is waived for active Perfect Cents Savings savers who have at least one Perfect Cents transfer during the month. Features are subject to change without notice. SAFE reserves the right to cancel the service at any time.