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Everyday checking with early paydays & real-life perks. SAFE. For What’s Next.
Open account with Promo Code SAFE300
Early Paydays with Direct Deposit2
Access directly deposited funds up to 2 days earlier than a regularly scheduled payday with Early Payday.2
One-stop SAFE Mobile App
Manage your finances all in one place. Make check deposits, transfer funds, pay bills, send money to friends, personalize alerts, and much more.
Secure payments just a tap away
Our tap to pay debit card makes payments easy and secure. For even greater ease of use, add your card to your phone's digital wallet.
Open account with promo code SAFE300
Open Account
Open account with promo code SAFE600
Our most popular checking account created for everyday users.
Earn dividends on your day-to-day balance.3
$25 minimum opening deposit.
Easy, stress-free checking for a simplified banking experience.
No monthly service fee.
Account tailored to those with high account balances.
Earn tiered dividends on daily balance.4
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Log in to open a new SAFE account in minutes.
Welcome! Open your new SAFE account in minutes.
1 Must meet the following requirements to qualify for the Summer Get $300 Checking Promotion (Promotion): 1) No checking account relationship with SAFE within the past 12 months from account opening date, 2) Open a SAFE checking account with promotional code SAFE300 and $25 minimum deposit by 10/12/2025, 3) Set up and post the first qualified direct deposit(s) to the new checking for at least $1,000, coded as employer, retirement, or approved government benefits (e.g., Social Security) within 60 days of account opening, 4) Continue qualified direct deposit(s) for a total of three consecutive months, and 5) Enroll in eStatements. Additional Promotion requirements: Member must be in good standing at the time of promotional disbursement. Promotional amount will be posted to your checking account within 30 days of qualification. SAFE complies with applicable tax reporting requirements. Member is responsible for any federal, state, or local taxes. Not available on business or organizational accounts. Cannot be combined with other account opening offers. SAFE checking account rates, fees, and terms can be viewed at www.safecu.org and will be provided prior to account opening. Any inquiries or disputes related to the promotion(s) will be decided by SAFE Credit Union and must be submitted within 180 days of opening the account. Promotion(s) may change or be canceled at any time. 2 With Early Payday, SAFE may make incoming direct deposits made through ACH available for use up to two days before the scheduled payment date. Early availability of direct deposits is not guaranteed and may vary from deposit to deposit. Funds availability may depend on when we receive the originator’s instructions, any limitations we set on the amount of early availability, and fraud prevention screening. Funds not eligible for Early Payday deposits or credits to your account, include deposits of physical checks or remote check deposits, and other online transfers or electronic credits. 3 Two monthly requirements must be met to receive dividends on Perfect Cents Checking: 1) Active enrollment in eStatements; 2) Minimum of 10 debit and/or credit card purchase transactions post and settle each month. For credit card transactions to count towards the requirement, the credit card must be established under the tax reporting owner of the Perfect Cents Checking account. Fees may reduce earnings on accounts. 4 Dividends based on daily balance and paid monthly. Variable rate changes monthly.
If you click "continue" below, you will be directed to a third party's web site. As a member service, SAFE Credit Union offers links to web sites of third parties whose products or services we believe offer good value and may be of interest to you. In some cases, if allowed by law, SAFE Credit Union may receive compensation from third parties whose products or services you purchase. Third parties are solely responsible for their web sites, products and services, and maintain their own consumer data privacy policies, which may differ from those of SAFE Credit Union. Use of third party services, products and web sites is solely at your discretion. To go to a third party web site, click "continue." To go back to SAFE Credit Union's web site, click "close."
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