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About SAFE

SAFE. For What's Next.


man and woman at a garden store

At SAFE, we know your financial path is unique and that it changes along with life. That’s why we offer knowledge, opportunities, and personalized support to help every member feel financially safe. With over 250,000 members, we’re committed to building financial freedom for our members and our community—for today and whatever comes next.


Member-Centered Service

As a not-for-profit financial cooperative, SAFE works for our members who put their trust in us. We take special care with the great responsibility of being good stewards of their finances. We partner directly with them on their financial journeys through listening, empathy, and expertise. We connect them to services tailored for their goals, such as wealth management, competitive home, auto, and business loans, financial education, and deposit products that reward loyalty.


A Culture of Community Support

As part of the community, as neighbors and friends, we donate and volunteer to local organizations that promote financial literacy and stability, workforce development, affordable housing, and youth/young adult education.

If you’re not already a member, consider joining us today.

Join Us

MEMBERSHIP ELIGIBILITY: You're welcome here.

SAFE proudly serves the Capital Region in the very heart of California. At SAFE, membership is open to people who live or work in the following counties: Sacramento, Placer, El Dorado, Yolo, San Joaquin, Contra Costa, Solano, Yuba, Sutter, Butte, Nevada, Alameda, and Amador.


Our purpose

Building Financial Freedom
We believe in financial freedom. This belief drives our commitment to serving members with knowledge and opportunities to build financial freedom.

Our reports

Annual Reports

Audited Financial Statements