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Home Equity Products

Using the equity in your home can be a great way to finish projects or consolidate debt. There are two ways you can borrow against your home and maintain your home's value. Learn about all your options. Talk to one of our mortgage officers today.

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With a Home Equity Line of Credit (HELOC) or Home Equity Loan from SAFE, you can be sure to make the most of your home's equity with:

  • Great low interest rates
  • Fast processing
  • Closing costs waived*
  • Financing of up to 80% of your home's value
  • Interest paid may be tax deductible — check with your tax advisor
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Home Equity Line of Credit

A HELOC is a line of credit that is secured by the equity in your home. You only make payments based on what you draw against. As you pay it down, you have access to borrow against it again.

Ongoing expenses

  • Remodel or home improvements
  • Cash flow management
  • Medical bills
  • Life event such as a wedding or vacation


  • Low variable rates
  • Annual fee waiver for the first year with a $7,000 draw*

Home Equity Loan

A Home Equity Loan is a lump sum of funds that can be used one time. Like a car loan, you finance a set amount of money and pay it off monthly. Once the loan is paid off, it is closed.

One-time expenses

  • Major puchases
  • Debt consolidation
  • Home improvements


  • Low fixed rates
  • Terms up to 20 years*
  • Borrow up to $300,000
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