Events and Webinars

When you’re facing a reduction in income, you may be tempted to use credit to pay your expenses. However, taking that shortcut now may extend today’s financial impacts far into your future. It’s essential to know how to navigate debt reduction and payment options in times when your resources are scarce or stretched to the limits without putting yourself deeper into debt.

Attend this free, informative session to gain the knowledge and tools you need to manage your financial responsibilities with less stress and worry.

You’ll learn how to:

• identify spending challenges
• initiate behavior changes
• work with your creditors to establish payment plans
• maintain your credit even in times of crisis

You’ll also receive a library of detailed resources relevant to today’s financial challenges.

Your credit score is one of the most critical components of your overall financial wellness. Lenders use it to determine whether you can receive certain loans and the rates you’ll pay on credit card accounts. Insurance companies use it to determine your rates. And it can even be used by employers to decide whether you are eligible for certain jobs. Now, more than ever, having a good credit score is essential in order to take advantage of financial solutions that may provide relief during times of uncertainty.

Join us for this no-cost practical session and learn how your credit rating is determined and what steps you can take to build and maintain good credit.

Topics include:

• the importance of credit
• where to obtain your free credit report
• five things that affect your credit rating
• steps to take to rebuild or repair your credit if necessary
• how to build, improve, and maintain your good credit rating

Think that now may not be the right time to shop for a home? Think again. With historically low interest rates and other programs available for homebuyers, current market conditions may add up to the right time for you to pursue your dream. In this free seminar crafted for homebuyers in today's market, a SAFE mortgage professional will discuss how to determine affordability, understand credit criteria, and other information about the home-buying experience in the current real estate market. Learn the process, resources, and strategies to help you buy a home while sticking to a budget.

The COVID-19 pandemic and other events of 2020 have many of us concerned about our finances. One way to counter that anxiety is to better understand and manage your income and expenses. There is no better way to navigate financial uncertainty, gain peace of mind, and maintain your financial health than developing and following a budget and savings plan. In fact, when the unexpected happens, it’s exactly these practices that will get you through a financial crisis.

Join us for this free, informative webinar and learn tips and tools to successfully navigate the unexpected while maintaining your financial health and gaining lasting peace of mind.

At this informative session attendees will learn:

• Why a Living Trust is so important for homeowners;
• What is the difference between a Living Trust and a Will;
• How to avoid the costly, public and time consuming probate process;
• How to plan for incapacity, protect your family and your assets.
• How to safeguard minor children and special-needs dependents.


ABOUT THE SPEAKER

Natalie Spiwak is the CEO and Founder of Affinity Trusts.  Affinity Trusts aligns with the leading estate planning law firm, Legacy Planning Group, to provide SAFE Credit Union members a complete range of advanced estate planning services. By providing accessible seminars, and engaging in personal dialogue with clients about estate planning, Affinity Trusts serves the life-planning needs of many with a high level of passion, expertise and integrity.  When not busy with her clients, Natalie loves spending time with her two young children and because she also has a degree in archaeology, loves traveling the world!

At this informative session attendees will learn:

• Why a Living Trust is so important for homeowners;
• What is the difference between a Living Trust and a Will;
• How to avoid the costly, public and time consuming probate process;
• How to plan for incapacity, protect your family and your assets.
• How to safeguard minor children and special-needs dependents.


ABOUT THE SPEAKER

Natalie Spiwak is the CEO and Founder of Affinity Trusts.  Affinity Trusts aligns with the leading estate planning law firm, Legacy Planning Group, to provide SAFE Credit Union members a complete range of advanced estate planning services. By providing accessible seminars, and engaging in personal dialogue with clients about estate planning, Affinity Trusts serves the life-planning needs of many with a high level of passion, expertise and integrity.  When not busy with her clients, Natalie loves spending time with her two young children and because she also has a degree in archaeology, loves traveling the world!

At this informative session attendees will learn:

• Why a Living Trust is so important for homeowners;
• What is the difference between a Living Trust and a Will;
• How to avoid the costly, public and time consuming probate process;
• How to plan for incapacity, protect your family and your assets.
• How to safeguard minor children and special-needs dependents.


ABOUT THE SPEAKER

Natalie Spiwak is the CEO and Founder of Affinity Trusts.  Affinity Trusts aligns with the leading estate planning law firm, Legacy Planning Group, to provide SAFE Credit Union members a complete range of advanced estate planning services. By providing accessible seminars, and engaging in personal dialogue with clients about estate planning, Affinity Trusts serves the life-planning needs of many with a high level of passion, expertise and integrity.  When not busy with her clients, Natalie loves spending time with her two young children and because she also has a degree in archaeology, loves traveling the world!