Events and Webinars

Your credit score is one of the most critical components of your overall financial wellness. Lenders use it to determine whether you can receive certain loans and the rates you’ll pay on credit card accounts. Insurance companies use it to determine your rates. And it can even be used by employers to decide whether you are eligible for certain jobs. Now, more than ever, having a good credit score is essential in order to take advantage of financial solutions that may provide relief during times of uncertainty.

Join us for this no-cost practical session and learn how your credit rating is determined and what steps you can take to build and maintain good credit. Topics include:

·       the importance of credit

·       where to obtain your free credit report

·       five things that affect your credit rating

·       steps to take to rebuild or repair your credit if necessary

·       how to build, improve, and maintain your good credit rating

ABOUT THE SPEAKER

Jason Fonseca, financial educator at SAFE Credit Union, has spent the past decade educating residents of the Greater Sacramento area on how to create a successful financial and professional future! Through relatability, an infectious sense of humor, and firsthand knowledge of numerous sections of the financial industry, Jason provides entertaining workshops that aim to better the way you handle your finances so you can better enjoy life. While Jason is often traveling all over Sacramento and surrounding counties, he enjoys finding the free moments to spend time with his lovely wife and his very busy toddler son.

Managing your finances during challenging times begins with understanding and managing your income and expenses. There is no better way to navigate financial uncertainty, gain peace of mind, and maintain your financial health than developing and following a budget and savings plan. In fact, when the unexpected happens, it’s exactly these practices that will get you through a financial crisis.

Join us for this informative webinar and learn tips and tools to successfully navigate the unexpected while maintaining your financial health and gaining lasting peace of mind.

ABOUT THE SPEAKER

Jason Fonseca, financial educator at SAFE Credit Union, has spent the past decade educating residents of the Greater Sacramento area on how to create a successful financial and professional future! Through relatability, an infectious sense of humor, and firsthand knowledge of numerous sections of the financial industry, Jason provides entertaining workshops that aim to better the way you handle your finances so you can better enjoy life. While Jason is often traveling all over Sacramento and surrounding counties, he enjoys finding the free moments to spend time with his lovely wife and his very busy toddler son.  

Think that now may not be the right time to shop for your first home? Think again. With historically low interest rates and other programs available for first-time home buyers, current market conditions may add up to the right time for you to pursue your dream. In this free seminar crafted for first-time home buyers, a SAFE mortgage professional will discuss how to determine affordability, understand credit criteria, and other information about the home buying experience in the current real estate market.

Learn the process, resources, and strategies to help you buy a home while sticking to a budget.

ABOUT THE SPEAKER

Jason Fonseca, financial educator at SAFE Credit Union, has spent the past decade educating residents of the Greater Sacramento area on how to create a successful financial and professional future! Through relatability, an infectious sense of humor, and firsthand knowledge of numerous sections of the financial industry, Jason provides entertaining workshops that aim to better the way you handle your finances so you can better enjoy life. While Jason is often traveling all over Sacramento and surrounding counties, he enjoys finding the free moments to spend time with his lovely wife and his very busy toddler son.  

In challenging times, it’s more important than ever to be sure that every dollar has its job. Being mindful with your money is the simple process of understanding your finances and creating an intentional (mindful) plan to improve your overall financial behaviors that can help you in challenging — as well as in better — times.

Attendees at this no-cost session will gain a new perspective on their finances and learn:

·       what it means to be mindful of your current money situation

·       how money relates to mindfulness

·       mindfulness and its connection to budgeting

·       how to decrease mindless spending


ABOUT THE SPEAKER

Gina Reneé Richardson is a Certified Financial Educator and change agent who uses her life experiences and high-energy, approachable style to teach leadership and organizational skills that prepare her students to achieve financial stability and success. Gina leads financial-wellness workshops at many of Sacramento’s top companies and organizations. 

When you’re facing a reduction in income, you may be tempted to use credit to pay your expenses. However, taking that shortcut now may extend today’s financial impacts far into your future. It’s essential to know how to navigate debt reduction and payment options in times when your resources are scarce or stretched to the limits without putting yourself deeper into debt.

Attend this free, informative session to gain the knowledge and tools you need to manage your financial responsibilities with less stress and worry. You’ll learn how to:

·       identify spending challenges

·       initiate behavior changes

·       work with your creditors to establish payment plans

·       maintain your credit even in times of crisis

You’ll also receive a library of detailed resources relevant to today’s financial challenges.


ABOUT THE SPEAKER

Gina Reneé Richardson is a Certified Financial Educator and change agent who uses her life experiences and high-energy, approachable style to teach leadership and organizational skills that prepare her students to achieve financial stability and success. Gina leads financial-wellness workshops at many of Sacramento’s top companies and organizations.