SAFE Credit Union Wealth Management Advisor

With more than 12 years of experience in the financial services industry, James Kline is a dedicated Financial Advisor at SAFE Financial Services, specializing in retirement planning, investment management, and long term wealth preservation.

Known for a thoughtful, client centered approach, James partners with individuals and families to build financial strategies that seek to support both immediate goals and lifelong independence. Drawing on a deep understanding of market dynamics and retirement income planning, he helps clients navigate complex financial decisions with clarity and confidence. Whether designing diversified investment portfolios, optimizing retirement income streams, or preserving accumulated wealth, he focuses on delivering guidance that is both practical and personalized.

Committed to empowering clients through education and transparent communication, he believes that strong financial planning begins with trust and grows through long term partnership. James is proud to support SAFE Credit Union members in building independent, resilient financial futures.

Outside of work, James enjoys restoring and driving classic cars, staying active through sports, and heading out on new adventures with his Doberman, Ace. These passions reflect the same values he brings to his practice — dedication, discipline, and genuine appreciation for the journey.

Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

Financial Advisors are registered with, and securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA / SIPC). Insurance products are offered through LPL or its licensed affiliates. SAFE Credit Union and SAFE Financial Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using SAFE Financial Services, and may also be employees of SAFE Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, SAFE Credit Union or SAFE Financial Services. Securities and insurance products offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency

Not Credit Union Guaranteed

Not Credit Union Deposits or Obligations

May Lose Value

SAFE Credit Union provides referrals to financial professionals of LPL Financial LLC pursuant to an agreement that allows LPL to pay the financial institution for these referrals. This creates an incentive for the financial institution to make these referrals, resulting in a conflict of interest. SAFE Credit Union is not a current client of LPL for brokerage or advisory services. Please visit LPL Financial for more detailed information.

The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

LPL Financial Form CRS

James Kline

Wealth Advisor

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