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Wealth Management Meet our advisors

Luke Cummings

LPL Financial Advisor

CA Insurance License #0F05065
Registered for Securities in: AZ, CA, CO, ID, NC, NV, OR, TX, WA, WY*
Registered as Investment Advisor Representative (IAR) in: CA, TX*
*Securities Registrations are held with LPL Financial

Check the background of investment professionals associated with this site on FINRA's BrokerCheck

Knowing that each investor's goals, objectives, and risk tolerance are different, Luke Cummings focuses on understanding his client’s needs within the big picture before discussing an individual investment strategy.

Building long-term relationships with individuals and small businesses, Luke is committed to helping credit union members and clients pursue their long-term financial goals. He enjoys strategizing with credit union members on pre-and post-retirement preparation as well as helping them to create a plan for accumulating and conserving wealth.

Luke graduated from Simpson College in Redding, California with a degree in Business Administration. He is experienced with a wide range of products including stocks, federal tax-free bonds, taxable bonds, exchange-traded funds, mutual funds, annuities, life insurance, long-term care insurance, and much more.

On weekends, Luke is usually enjoying nature with his wife, and three children. A true outdoors-loving family, they love hiking, fishing, and camping.


Financial Advisors are registered with, and securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA / SIPC). Insurance products are offered through LPL or its licensed affiliates. SAFE Credit Union and SAFE Financial Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using SAFE Financial Services, and may also be employees of SAFE Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, SAFE Credit Union or SAFE Financial Services. Securities and insurance products offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency
Not Credit Union Guaranteed
Not Credit Union Deposits or Obligations
May Lose Value

SAFE Credit Union provides referrals to financial professionals of LPL Financial LLC pursuant to an agreement that allows LPL to pay the financial institution for these referrals. This creates an incentive for the financial institution to make these referrals, resulting in a conflict of interest. SAFE Credit Union is not a current client of LPL for brokerage or advisory services. Please visit LPL Financial for more detailed information.

The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

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