Please choose whether this site may use cookies or related technologies as described below.
Required Cookies Required to enable core site functionality and provide secure log-in for online banking.
Functional Cookies Necessary to provide a full visitor experience, including live chat.
Marketing Cookies Allows us to analyze site usage to improve performance and serve ads on third party advertisers that are relevant to your interest.
Save My Preferences
Learn more about how this site uses cookies by reading our Privacy Statement.
At SAFE Credit Union we don't answer to shareholders, we answer to members. We answer to you. We sincerely hope you'll give us the opportunity to put YOU first.
What are you saving for? Whether it's a new car, a house, a dream vacation, or just saving for a rainy day, SAFE has a savings solution to help you reach your financial goals.
At SAFE we understand that borrowing money is often essential to making dreams a reality. Our professional experts are here to help - so let's get started. .
View balances, transfer money between your accounts, make a deposit, and much more. You get 24/7 access to your accounts from home, work, or anywhere in the world.
IOS App Rating/Android App Rating 4.8
Empower your future. Take advantage of our useful webinars to improve your financial well-being.
SAFE offers everything you need to manage your growing business, including full-service checking and savings accounts. Start your application online today.
Learn more about SAFE's Business Banking accounts, loans, and services directly from one of our experts.
Our advisors have the tools and experience to help you evaluate your situation and adapt your investment plan, when necessary, as your financial situation evolves.
SAFE Credit Union awards grants and scholarships. Learn how you can apply or nominated someone.
Subscribe to get the latest news on the SAFE Credit Union Convention and Performing Arts District.
Learn how adding our suite of financial health services to your employee benefits package can help you solidify your position as an employer of choice.
CA Insurance License #0F05065 Registered for Securities in: AZ, CA, CO, ID, NC, NV, OR, TX, WA, WY* Registered as Investment Advisor Representative (IAR) in: CA, TX* *Securities Registrations are held with LPL Financial
Check the background of investment professionals associated with this site on FINRA's BrokerCheck
Knowing that each investor's goals, objectives, and risk tolerance are different, Luke Cummings focuses on understanding his client’s needs within the big picture before discussing an individual investment strategy.
Building long-term relationships with individuals and small businesses, Luke is committed to helping credit union members and clients pursue their long-term financial goals. He enjoys strategizing with credit union members on pre-and post-retirement preparation as well as helping them to create a plan for accumulating and conserving wealth.
Luke graduated from Simpson College in Redding, California with a degree in Business Administration. He is experienced with a wide range of products including stocks, federal tax-free bonds, taxable bonds, exchange-traded funds, mutual funds, annuities, life insurance, long-term care insurance, and much more.
On weekends, Luke is usually enjoying nature with his wife, and three children. A true outdoors-loving family, they love hiking, fishing, and camping.
Financial Advisors are registered with, and securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA / SIPC). Insurance products are offered through LPL or its licensed affiliates. SAFE Credit Union and SAFE Financial Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using SAFE Financial Services, and may also be employees of SAFE Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, SAFE Credit Union or SAFE Financial Services. Securities and insurance products offered through LPL or its affiliates are:
SAFE Credit Union provides referrals to financial professionals of LPL Financial LLC pursuant to an agreement that allows LPL to pay the financial institution for these referrals. This creates an incentive for the financial institution to make these referrals, resulting in a conflict of interest. SAFE Credit Union is not a current client of LPL for brokerage or advisory services. Please visit LPL Financial for more detailed information.
The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
If you click "continue" below, you will be directed to a third party's web site. As a member service, SAFE Credit Union offers links to web sites of third parties whose products or services we believe offer good value and may be of interest to you. In some cases, if allowed by law, SAFE Credit Union may receive compensation from third parties whose products or services you purchase. Third parties are solely responsible for their web sites, products and services, and maintain their own consumer data privacy policies, which may differ from those of SAFE Credit Union. Use of third party services, products and web sites is solely at your discretion. To go to a third party web site, click "continue." To go back to SAFE Credit Union's web site, click "close."
Not enrolled? Get Started!
Open a SAFE business account