Checking fit for YOU

Greater activity gives you greater rewards

With Perfect Cents Checking® or Prestige Checking,
you’ll start saving without lifting a finger!

Which checking account works with your daily routine?

Ready to flex your financial muscles and get started? Here’s how it works:
  1. Open your new Perfect Cents Checking® with automatic enrollment in Perfect Cents Savings® or Prestige Checking with optional enrollment in Perfect Cents Savings®
  2. Make sure to enter promo code YOUFIRST within the sign-up process to accept this offer
  3. When requirements are met, earn up to $2502,3,5 or $4002,4,5



Perfect Cents Checking

Open now

Use YOUFIRST promo code during sign-up
Prestige Checking

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*Offer expires 12/31/2020

1 Perfect Cents Checking® or Prestige Checking:Annual Percentage Yields (APYs) accurate as of 06/01/2020 and subject to change after account opening. See SAFE for current rates. Minimum opening deposit of $25 required. Monthly fee waived for the first 90 days from account opening and for Capitol Club. Fees may reduce earnings on account. Perfect Cents Checking®: $5 monthly fee is waived with eStatements and either 10 or more debit and/or credit card purchase transactions clearing same membership account per month or direct deposits totaling $500 or more per month. Also waived for members less than 21 years of age. .85% APY on first $1,000, .01% - .85% APY paid on balances of $1,000.01 or more; when two monthly requirements are met: active enrollment in eStatements and minimum of 10 debit and/or credit card purchase transactions clearing same membership account. Prestige Checking: $8 monthly fee is waived with minimum daily balance of $1,000 or more or combined deposit and loan balance of $5,000 or more. APY for amounts under $2,000 is .05% APY, $2,000-$9,999.99 is .05% APY, $10,000- $24,999.99 is .10% APY, $25,000-$49,999.99 is .10% APY, $50,000 and over is .15% APY. $150 is posted to SAFE savings account on the last day of the month following 90 days from account opening of a new Perfect Cents Checking® or Prestige Checking and upon confirmation of 30 debit and/or credit card purchase transactions. $150 bonus is reported as dividends on IRS Form 1099-INT. Account receiving bonus must be open and in good standing. No minimum balance required to receive bonus. $100 is posted to SAFE savings account on the last day of the month following 120 days from account opening of a new Perfect Cents Checking® or Prestige Checking and upon confirmation of three consecutive direct deposits of $300 each or more. $100 bonus is reported as dividends on IRS Form 1099-INT. Account receiving bonus must be open and in good standing. No minimum balance required to receive bonus. $250 is posted to SAFE savings account on the last day of the month following 120 days from account opening of a new Perfect Cents Checking® or Prestige Checking and upon confirmation of three consecutive direct deposits of $1,000 each or more. $250 bonus is reported as dividends on IRS Form 1099-INT. Account receiving bonus must be open and in good standing. No minimum balance required to receive bonus. Offers cannot be combined. Offer not available to members with an existing checking at SAFE. Subject to receipt from originator and other terms and conditions.

 

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