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Helping members improve their financial well-being
"After more than 75 years of serving the Greater Sacramento region, SAFE still honors its fundamental commitment to our members: to help improve their financial well-being."

– CEO, Dave Roughton

Through personal banking, business banking, and wealth management solutions, SAFE is committed to contributing to the financial well-being of our members. When you choose SAFE, you are choosing a financial partner, not an institution. We are inspired to deliver exceptional experiences, driven to provide best solutions, and determined to present professional experts to help you achieve your life-long financial goals. Our financial integrity, commitment to our members, and dedication to the progress of the Greater Sacramento region have earned us the respect of our growing membership and the communities we serve. This is our promise to you, and our motivation to do what we do each and every day.

Welcome to SAFE.

Who Can Join?

Your SAFE membership is a valuable financial resource that you, your family, and your business can share. If you live or work in Sacramento, Placer, Yolo, Yuba, Sutter, Amador, Butte, Contra Costa, Nevada, San Joaquin, Solano, or El Dorado counties, you can become a part of the SAFE family and take advantage of the many benefits SAFE has to offer.

Start your membership today!

Earn More

There are many ways to earn more at SAFE with our Certificates, Money Market accounts, and IRAs, but you also save more with fewer and no fees. From free checking with 30,000 fee-free ATMs nationwide, to low rates on loans, more of your money can stay where it should—with you!

Learn more about our high-earning accounts.

Save More

From kindergarten to your golden years, SAFE has solutions that make saving easier than ever, and can make achieving your lifelong financial goals a priority that you can keep. For example, since 2009, our members who enrolled in Perfect Cents Savings® effortlessly saved more than $20 million while shopping.

Learn more about saving at SAFE.

Get Organized

SAFE invests in you by investing in advanced technology. With SAFE Online Banking, you can conduct transactions from anywhere you might be—online, or while you're in line with your smartphone. You can manage your finances like a pro by using FinanceWorks, and even track your entire financial portfolio from more than 16,000 institutions—all in one place.

Learn more about our convenient Bill Pay service.

Enjoy Life

With access to top-notch wealth management solutions, you can be assured that you will find the right answers to your questions and the professional experts to help you plan for life's biggest goals. From planning your wedding, buying a home, to making sound strategies for your retirement years, SAFE is here to help you enjoy your life.

Read more about our wealth management services.


Already a Member?

If you know what you need, it's simple to add a new checking, savings, money market, or certificate account online anytime. Simply log on to Online Banking, then, click "Open an Account." You will be guided through the easy process of selecting and funding your new account.

To open an account separate from your existing member number, visit any SAFE branch.


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