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At SAFE, you're eligible to enjoy a wide variety of affordable financial products and services.

Online Account Opening

Joining SAFE is quick and easy!  Open a SAFE account online and you will be able to instantly access your accounts through SAFE Online Banking.  And, with flexible funding options, you can start using your account right away.


Already a member? Add a new checking, savings, money market, or certificate account online anytime. Simply log into Online Banking on the right-hand side of this page. Then, click Open an Account. You will be guided through the easy, 10-minute process of selecting and funding your new account.

To open an account separate from your existing member number, visit any SAFE branch.

Benefits of Membership include:

  • Auto Loans with flexible financing to lower monthly payments
  • A wide variety of Home Loans, including First-Time Buyer Programs
  • A full suite of Small Business Services, including SBA Lending
  • Low-rate Personal Loans and Lines of Credit
  • SAFE Freedom Checking and SAFE Visa® Debit Card with no monthly fees
  • SAFE Cash Rewards to turn everyday debit card spending into cash
  • Early Paydays with Direct Deposit1
  • Free Online Banking featuring FinanceWorksTM money-management solution, plus free Bill Pay for active users
  • Free Mobile Banking2, free Text Message Banking2, and free smartphone apps2
  • 30,000 fee-free CO-OP ATM locations nationwide
  • Competitive-Yield Money Market Accounts, Certificates, and IRAs


SAFE proudly serves anyone who lives or works in Sacramento, Placer, Yolo, Yuba, Sutter, Amador, Butte, Contra Costa, Nevada, San Joaquin, Solano, or El Dorado County.

To learn more about the benefits of SAFE, use online Live Help, contact SAFE's Call Center at (916) 979-7233 or (800) SEE-SAFE, or visit any of our 21 local branches.

1Subject to receipt from originator and other terms and conditions.
2 Standard carrier rates and fees apply.

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