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Refer a friend to SAFE and you both earn $251

You are a best friend. The go-to member of your family. You are the one people turn to for sound advice.

Now when you help your friends and family experience first-hand how SAFE Credit Union will put them first, we'll give you — and them — $25.1


How it works:

Log in to your account on safecu.org and get your unique code to share with your friends and family.

Invite your friends and family to sign up for either a Perfect Cents Checking® or Prestige Checking2 account using your unique code when they open an account on safecu.org.3

When they meet certain requirements, you both will receive $25.1

Log in for your unique code

Have more questions?

Reach a helpful SAFE representative at (800) SEE-SAFE or .


1 Refer-a-Friend is a limited time offer. Offer expires 12/31/2019. $25 referral incentive limited to 10 and paid for new member referrals only. Referring member must be a SAFE member for at least 30 days and have an open SAFE checking account at time of referral. Referral incentive is posted to SAFE savings account on the last day of the month following 30 days of referred account opening. New Member bonus: $25 is posted to SAFE savings account on the last day of the month following 30 days from opening a new Perfect Cents Checking or Prestige Checking account. The $25 bonus is reported as dividends on IRS Form 1099-INT. Account receiving bonus must be open and in good standing. Minimum opening deposit of $250 required to earn bonus. 2 Perfect Cents Checking and Prestige Checking: Annual Percentage Yields (APYs) accurate as of 7/1/19 and subject to change after account opening. Minimum deposit of $25 required to open account. See SAFE for current rates. Monthly fee waived for the first 90 days from account opening, and for Capitol Club. Fees may reduce earnings on account. Perfect Cents Checking: $5 monthly fee is waived with eStatements and either 10 or more debit and/or credit card purchase transactions clearing same membership account per month, or direct deposits totaling $500 or more per month. Also waived for members less than 21 years of age. 1.00% APY paid only on the portion of your balance that is less than or equal to $1,000 and .01%-1.00% APY paid on balances of $1,000.01 or more when two monthly requirements are met: active enrollment in eStatements and minimum of 10 debit and/or credit card purchase transactions clearing same membership account. Prestige Checking: $8 monthly fee is waived with minimum daily balance of $1,000 or more, or combined deposit and loan balance of $5,000 or more. APY for amounts under $2,000 is .05% APY, $2,000-$9,999.99 is .10% APY, $10,000-$24,999.99 is .15% APY, $25,000- $49,999.99 is .20% APY, $50,000 and over is .25% APY. 3 Offer available for accounts opened on safecu.org using the unique code only. Offer not valid on accounts opened in branch or through SAFE’s call center or chat.

Must be at least 18 years of age to participate in Refer-a-Friend program. Terms and conditions subject to change.

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